Independence vs Cincinnati

Which is the better fit for you?

Independence, KY
78
Area Score
Top 2% nationally
Cincinnati, OH
64
Area Score
Top 30% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Independence receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Independence to Cincinnati

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Everyday prices
About the same
Regional price level 94.2 against 94.2 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$372 a month
HUD benchmarks it at $1,188 in Cincinnati against $1,560 in Independence.
The median home
12% less
$230,900 in Cincinnati against $263,700 in Independence.
The weather you would swap
Winters 1°F milder
Normal January lows are 24°F in Cincinnati against 23°F in Independence; July highs are 87°F against 86°F (summers 1°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Independence
Cincinnati
Opportunity: Independence is the more favorable of the two.
Opportunity
78 · Top 11%
vs
63 · Top 37%
Growth: Independence is the more favorable of the two.
Growth
78 · Top 7%
vs
65 · Top 22%
Climate
69 · Bottom 45%
vs
69 · Bottom 46%
Physical resilience: Cincinnati is the more favorable of the two.
Physical resilience
79 · Top 26%
vs
89 · Top 12%
Housing affordability: Independence is the more favorable of the two.
Housing affordability
81 · Top 11%
vs
72 · Top 33%
Schools: Independence is the more favorable of the two.
Schools
77 · Top 16%
vs
18 · Bottom 10%
Access
98 · Top 21%
vs
98 · Top 17%
Economic stability: Independence is the more favorable of the two.
Economic stability
68 · Top 28%
vs
36 · Bottom 16%

Measured values

MetricIndependenceCincinnatiSource period
Population29,392311,2242024 ACS 5-Year
Median household income$102,361 — more favorable$52,9092024 ACS 5-Year
Per capita income — the two are too close to separate$39,714 ±$2,341$40,324 ±$9592024 ACS 5-Year
Population density1,657/sq mi3,994/sq mi2024 ACS 5-Year
Median home value$263,700$230,9002024 ACS 5-Year
Median gross rent$1,250$1,001 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,560$1,188 — more favorableFY2026
Cost of living index94.294.22023
Homeownership rate83.8%39.8%2024 ACS 5-Year
Unemployment rate4.1%3.9% — more favorableJuly 2026
Employment change (year over year)+1.7% — more favorable+0.6%July 2026
Bachelor's degree or higher36.4%41.8% — more favorable2024 ACS 5-Year
Poverty rate8.6% — more favorable23.0%2024 ACS 5-Year
Housing units permitted (12 months)12798412 months ending July 2026
Permits per 1,000 residents4.3 — more favorable3.212 months ending July 2026
Permit change (year over year)+74.0%+268.5%12 months ending July 2026
Average July high86°F87°F1991-2020 Normals
Average January low23°F24°F1991-2020 Normals
Annual precipitation45.3"43.4"1991-2020 Normals
Distance to major airport9 mi — more favorable11 miNASR current cycle
Average commute28.7 min24.1 min — more favorable2024 ACS 5-Year
Median age33.733.22024 ACS 5-Year
Public schools6852024-25 school year
Students per teacher18.116.3 — more favorable2024-25 school year
Math proficiency57.2%45.8%2018-19 school year
Reading proficiency61.9%52.0%2018-19 school year
Free or reduced-price lunch eligibility42.7%29.2%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Kentucky and Ohio do not give the same test. Each state writes its own assessment and sets its own passing score, so the two proficiency rows above are not directly comparable — the difference between them partly measures which standard is harder. Students per teacher and the school count are unaffected, and each profile ranks its own proficiency within its own state.

Physical risk tradeoff

Independence

Elevated or high exposure: tornado.

Cincinnati

Elevated or high exposure: tornado.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Independence
—
Independence: Your Score
78
Area Score
Cincinnati
—
Cincinnati: Your Score
64
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Independence, KY · Cincinnati, OH · How this is calculated: methodology