Hillsborough vs Jersey City

Which is the better fit for you?

Hillsborough, NJ
71
Area Score
Top 13% nationally
Jersey City, NJ
63
Area Score
Top 37% nationally

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Hillsborough receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Hillsborough to Jersey City

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Everyday prices
About the same
Regional price level 112.6 against 112.6 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
+$465 a month
HUD benchmarks it at $2,951 in Jersey City against $2,486 in Hillsborough.
The median home
30% more
$566,900 in Jersey City against $435,700 in Hillsborough.
The weather you would swap
Winters 5°F milder
Normal January lows are 26°F in Jersey City against 21°F in Hillsborough; July highs are 87°F against 86°F (summers 1°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Hillsborough
Jersey City
Opportunity: Hillsborough is the more favorable of the two.
Opportunity
78 · Top 11%
vs
77 · Top 12%
Growth: Jersey City is the more favorable of the two.
Growth
49 · Bottom 48%
vs
76 · Top 7%
Climate: Jersey City is the more favorable of the two.
Climate
63 · Bottom 30%
vs
71 · Top 48%
Physical resilience: Hillsborough is the more favorable of the two.
Physical resilience
55 · Bottom 48%
vs
29 · Bottom 23%
Housing affordability: Hillsborough is the more favorable of the two.
Housing affordability
76 · Top 21%
vs
67 · Top 50%
Schools: Hillsborough is the more favorable of the two.
Schools
89 · Top 4%
vs
45 · Bottom 44%
Access: Jersey City is the more favorable of the two.
Access
87 · Bottom 33%
vs
99 · Top 16%
Economic stability: Hillsborough is the more favorable of the two.
Economic stability
88 · Top 1%
vs
52 · Bottom 39%

Measured values

MetricHillsboroughJersey CitySource period
Population22,585294,0782024 ACS 5-Year
Median household income$144,112 — more favorable$97,7102024 ACS 5-Year
Per capita income$69,767 — more favorable$60,4292024 ACS 5-Year
Population density2,822/sq mi19,940/sq mi2024 ACS 5-Year
Median home value$435,700$566,9002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,986 ±$144$2,007 ±$392024 ACS 5-Year
Market rent, two bedroom$2,486 — more favorable$2,951FY2026
Cost of living index112.6112.62023
Homeownership rate79.9%27.9%2024 ACS 5-Year
Unemployment rate4.0% — more favorable4.2%July 2026
Employment change (year over year)+1.1%+2.5% — more favorableJuly 2026
Bachelor's degree or higher60.6% — more favorable54.8%2024 ACS 5-Year
Poverty rate2.3% — more favorable14.5%2024 ACS 5-Year
Housing units permitted (12 months)7652,65712 months ending July 2026
Permits per 1,000 residents2.29.0 — more favorable12 months ending July 2026
Permit change (year over year)−17.4%+39.1% — more favorable12 months ending July 2026
Average July high86°F87°F1991-2020 Normals
Average January low21°F26°F1991-2020 Normals
Annual precipitation45.5"46.6"1991-2020 Normals
Distance to major airport28 mi6 mi — more favorableNASR current cycle
Average commute33.6 min — more favorable40.2 min2024 ACS 5-Year
Median age41.334.72024 ACS 5-Year
Public schools9532024-25 school year
Students per teacher11.5 — more favorable12.22024-25 school year
Math proficiency67.8% — more favorable36.6%2018-19 school year
Reading proficiency75.4% — more favorable53.7%2018-19 school year
Free or reduced-price lunch eligibility16.3%65.7%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison.

Physical risk tradeoff

Hillsborough

Elevated or high exposure: inland flooding, earthquake.

Jersey City

Elevated or high exposure: inland flooding, coastal flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Hillsborough
—
Hillsborough: Your Score
71
Area Score
Jersey City
—
Jersey City: Your Score
63
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Hillsborough, NJ · Jersey City, NJ · How this is calculated: methodology