Hillsborough vs Oakland

Which is the better fit for you?

Hillsborough, CA
—
Area Score

Missing required signal: opportunity.

Oakland, CA
49
Area Score
Bottom 18% nationally

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If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Hillsborough to Oakland

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Everyday prices
About the same
Regional price level 117.6 against 117.6 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$692 a month
HUD benchmarks it at $2,912 in Oakland against $3,604 in Hillsborough.
The median home
54% less
$929,900 in Oakland against $2,000,001 in Hillsborough.
The weather you would swap
Winters 3°F colder
Normal January lows are 42°F in Oakland against 45°F in Hillsborough; July highs are 72°F against 73°F (summers 1°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Hillsborough
Oakland
Growth: Oakland is the more favorable of the two.
Growth
44 · Bottom 38%
vs
51 · Top 50%
Climate: Hillsborough is the more favorable of the two.
Climate
89 · Top 8%
vs
85 · Top 9%
Physical resilience
37 · Bottom 30%
vs
37 · Bottom 29%
Housing affordability: Hillsborough is the more favorable of the two.
Housing affordability
100 · Top 1%
vs
44 · Bottom 14%
Schools: Hillsborough is the more favorable of the two.
Schools
79 · Top 14%
vs
24 · Bottom 17%
Access
99 · Top 9%
vs
99 · Top 9%
Economic stability: Hillsborough is the more favorable of the two.
Economic stability
60 · Top 46%
vs
52 · Bottom 40%

Measured values

MetricHillsboroughOaklandSource period
Population11,099439,4182024 ACS 5-Year
Median household income$250,000+ — more favorable$101,6002024 ACS 5-Year
Per capita income$179,325 — more favorable$61,7572024 ACS 5-Year
Population density1,800/sq mi7,852/sq mi2024 ACS 5-Year
Median home value$2,000,000+$929,9002024 ACS 5-Year
Median gross rent$3,500+$1,979 — more favorable2024 ACS 5-Year
Market rent, two bedroom$3,604$2,912 — more favorableFY2026
Cost of living index117.6117.62023
Homeownership rate93.5%42.3%2024 ACS 5-Year
Unemployment rate3.8% — more favorable4.9%July 2026
Employment change (year over year)−1.7% — more favorable−2.6%July 2026
Bachelor's degree or higher83.8% — more favorable48.7%2024 ACS 5-Year
Poverty rate5.4% — more favorable13.1%2024 ACS 5-Year
Housing units permitted (12 months)4299112 months ending July 2026
Permits per 1,000 residents3.8 — more favorable2.312 months ending July 2026
Permit change (year over year)+23.5%+240.5%12 months ending July 2026
Average July high73°F72°F1991-2020 Normals
Average January low45°F42°F1991-2020 Normals
Annual precipitation19.6"18.7"1991-2020 Normals
Distance to major airport4 mi3 mi — more favorableNASR current cycle
Average commute29.1 min — more favorable32.5 min2024 ACS 5-Year
Median age47.037.92024 ACS 5-Year
Public schools141322024-25 school year
Students per teacher20.319.4 — more favorable2024-25 school year
Math proficiency73.6% — more favorable33.5%2018-19 school year
Reading proficiency78.8% — more favorable40.8%2018-19 school year
Free or reduced-price lunch eligibility16.6%73.6%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Hillsborough

Elevated or high exposure: earthquake, inland flooding.

Oakland

Elevated or high exposure: earthquake, inland flooding.

Your best match

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Hillsborough
—
Hillsborough: Your Score
—
Area Score
Oakland
—
Oakland: Your Score
49
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Hillsborough, CA · Oakland, CA · How this is calculated: methodology