Frederick vs Windsor

Which is the better fit for you?

Frederick, CO
56
Area Score
Bottom 38% nationally
Windsor, CO
64
Area Score
Top 32% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Windsor receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Frederick to Windsor

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Everyday prices
About the same
Regional price level 96.6 against 96.6 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,563 in Windsor against $1,563 in Frederick.
The median home
6% more
$604,000 in Windsor against $568,300 in Frederick.
The weather you would swap
Winters 4°F colder
Normal January lows are 14°F in Windsor against 18°F in Frederick; July highs are 87°F against 90°F (summers 3°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Frederick
Windsor
Opportunity: Windsor is the more favorable of the two.
Opportunity
55 · Bottom 48%
vs
67 · Top 29%
Growth: Windsor is the more favorable of the two.
Growth
66 · Top 20%
vs
68 · Top 17%
Climate: Frederick is the more favorable of the two.
Climate
59 · Bottom 11%
vs
55 · Bottom 6%
Physical resilience: Windsor is the more favorable of the two.
Physical resilience
62 · Top 46%
vs
64 · Top 44%
Housing affordability: Frederick is the more favorable of the two.
Housing affordability
56 · Bottom 29%
vs
54 · Bottom 26%
Schools: Windsor is the more favorable of the two.
Schools
10 · Bottom 3%
vs
59 · Top 37%
Access: Windsor is the more favorable of the two.
Access
96 · Top 33%
vs
100 · Top 3%
Economic stability: Frederick is the more favorable of the two.
Economic stability
83 · Top 2%
vs
72 · Top 20%

Measured values

MetricFrederickWindsorSource period
Population16,65137,9142024 ACS 5-Year
Median household income — the two are too close to separate$129,460 ±$8,778$127,028 ±$5,8032024 ACS 5-Year
Per capita income$50,814$57,380 — more favorable2024 ACS 5-Year
Population density1,095/sq mi1,441/sq mi2024 ACS 5-Year
Median home value$568,300$604,0002024 ACS 5-Year
Median gross rent$2,381$1,793 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,563$1,563FY2026
Cost of living index96.696.62023
Homeownership rate95.0%77.6%2024 ACS 5-Year
Unemployment rate4.5%3.9% — more favorableJuly 2026
Employment change (year over year)−2.1%−1.8% — more favorableJuly 2026
Bachelor's degree or higher38.5%55.5% — more favorable2024 ACS 5-Year
Poverty rate3.2% — more favorable5.9%2024 ACS 5-Year
Housing units permitted (12 months)7953912 months ending July 2026
Permits per 1,000 residents4.714.2 — more favorable12 months ending July 2026
Permit change (year over year)+54.9%−12.9%12 months ending July 2026
Average July high90°F87°F1991-2020 Normals
Average January low18°F14°F1991-2020 Normals
Annual precipitation15.4"13.4"1991-2020 Normals
Distance to major airport16 mi5 mi — more favorableNASR current cycle
Average commute33.9 min28.5 min — more favorable2024 ACS 5-Year
Median age36.440.92024 ACS 5-Year
Public schools3132024-25 school year
Students per teacher16.5 — more favorable17.62024-25 school year
Math proficiency18.1%43.0% — more favorable2018-19 school year
Reading proficiency25.0%58.5% — more favorable2018-19 school year
Free or reduced-price lunch eligibility54.5%25.5%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Frederick

Elevated or high exposure: hail, tornado.

Windsor

Elevated or high exposure: hail, tornado, wildfire.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Frederick
—
Frederick: Your Score
56
Area Score
Windsor
—
Windsor: Your Score
64
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Frederick, CO · Windsor, CO · How this is calculated: methodology