Franklin receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Franklin
Gallatin
Opportunity
86 · Top 2%
vs78 · Top 9%
Growth
77 · Top 7%
vs69 · Top 18%
Climate
71 · Top 49%
vs71 · Top 49%
Physical resilience
75 · Top 31%
vs49 · Bottom 40%
Housing affordability
69 · Bottom 33%
vs72 · Bottom 36%
Schools
97 · Top 1%
vs69 · Top 28%
Access
92 · Top 49%
vs87 · Bottom 35%
Economic stability
75 · Top 16%
vs59 · Bottom 47%
Measured values
| Metric | Franklin | Gallatin | Source period |
|---|---|---|---|
| Population | 87,133 | 48,532 | 2024 ACS 5-Year |
| Median household income | $119,528 | $77,518 | 2024 ACS 5-Year |
| Per capita income | $61,761 | $43,492 | 2024 ACS 5-Year |
| Population density | 1,956/sq mi | 1,377/sq mi | 2024 ACS 5-Year |
| Median home value | $705,400 | $372,000 | 2024 ACS 5-Year |
| Median gross rent | $1,923 | $1,395 | 2024 ACS 5-Year |
| Homeownership rate | 63.8% | 57.1% | 2024 ACS 5-Year |
| Unemployment rate | 3.0% | 3.2% | June 2026 |
| Employment change (year over year) | -0.2% | -0.3% | June 2026 |
| Bachelor's degree or higher | 64.5% | 33.5% | 2024 ACS 5-Year |
| Poverty rate | 4.6% | 13.0% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 614 | 703 | 12 months ending July 2026 |
| Permits per 1,000 residents | 7.0 | 14.5 | 12 months ending July 2026 |
| Permit change (year over year) | 61.6% | -69.1% | 12 months ending July 2026 |
| Average July high | 91°F | 91°F | 1991-2020 Normals |
| Average January low | 30°F | 30°F | 1991-2020 Normals |
| Annual precipitation | 50.5" | 50.5" | 1991-2020 Normals |
| Distance to major airport | 17 mi | 21 mi | NASR current cycle |
| Average commute | 25.5 min | 29.1 min | 2024 ACS 5-Year |
| Median age | 38.6 | 36.6 | 2024 ACS 5-Year |
| Public schools | 24 | 16 | 2024-25 school year |
| Math proficiency | 64.3% | 42.8% | 2019-20 school year |
| Reading proficiency | 59.2% | 34.1% | 2019-20 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Franklin
Elevated or high exposure: earthquake, tornado.
Gallatin
Elevated or high exposure: inland flooding.
Full profiles: Franklin, TN · Gallatin, TN · How this is calculated: methodology