Florida Ridge vs Pensacola

Which is the better fit for you?

Florida Ridge, FL
48
Area Score
Bottom 14% nationally
Pensacola, FL
49
Area Score
Bottom 17% nationally

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Pensacola receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Florida Ridge to Pensacola

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Everyday prices
1% lower
Regional price level 95.8 against 97.3 (US = 100)
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
−$133 a month
HUD benchmarks it at $1,471 in Pensacola against $1,604 in Florida Ridge.
The median home
9% more
$314,400 in Pensacola against $287,900 in Florida Ridge.
The weather you would swap
Winters 7°F colder
Normal January lows are 44°F in Pensacola against 51°F in Florida Ridge; July highs are 92°F against 90°F (summers 2°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

31 occupations have a published median wage in both places. Start typing, or choose from the list.

Median wages are the Bureau of Labor Statistics’ metro figures for that occupation, not a job offer, and the price level is the regional index; neither includes taxes, benefits or how senior you are.

Signals

Florida Ridge
Pensacola
Opportunity: Pensacola is the more favorable of the two.
Opportunity
34 · Bottom 10%
vs
47 · Bottom 30%
Growth: Florida Ridge is the more favorable of the two.
Growth
49 · Bottom 47%
vs
42 · Bottom 32%
Climate: Florida Ridge is the more favorable of the two.
Climate
86 · Top 8%
vs
81 · Top 16%
Physical resilience: Florida Ridge is the more favorable of the two.
Physical resilience
15 · Bottom 10%
vs
14 · Bottom 9%
Housing affordability: Florida Ridge is the more favorable of the two.
Housing affordability
67 · Top 49%
vs
66 · Bottom 49%
Schools
45 · Bottom 44%
vs
45 · Bottom 44%
Access: Florida Ridge is the more favorable of the two.
Access
80 · Bottom 21%
vs
79 · Bottom 20%
Economic stability: Pensacola is the more favorable of the two.
Economic stability
46 · Bottom 30%
vs
48 · Bottom 32%

Measured values

MetricFlorida RidgePensacolaSource period
Population20,88954,0362024 ACS 5-Year
Median household income$66,625$74,212 — more favorable2024 ACS 5-Year
Per capita income$35,923$48,536 — more favorable2024 ACS 5-Year
Population density1,944/sq mi2,373/sq mi2024 ACS 5-Year
Median home value$287,900$314,4002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,342 ±$130$1,322 ±$482024 ACS 5-Year
Market rent, two bedroom$1,604$1,471 — more favorableFY2026
Cost of living index97.395.8 — more favorable2023
Homeownership rate79.3%64.2%2024 ACS 5-Year
Unemployment rate5.6%4.4% — more favorableJuly 2026
Employment change (year over year)−1.4% — more favorable−1.5%July 2026
Bachelor's degree or higher28.5%43.0% — more favorable2024 ACS 5-Year
Poverty rate — the two are too close to separate10.1% ±4%12.3% ±2%2024 ACS 5-Year
Housing units permitted (12 months)45711412 months ending July 2026
Permits per 1,000 residents2.7 — more favorable2.112 months ending July 2026
Permit change (year over year)+129.6%−1.7%12 months ending July 2026
Average July high90°F92°F1991-2020 Normals
Average January low51°F44°F1991-2020 Normals
Annual precipitation51.2"68.3"1991-2020 Normals
Distance to major airport39 mi — more favorable40 miNASR current cycle
Average commute — the two are too close to separate25.7 min ±2.4 min23.3 min ±1.0 min2024 ACS 5-Year
Median age44.841.32024 ACS 5-Year
Public schools3182024-25 school year
Students per teacher17.0 — more favorable18.32024-25 school year
Math proficiency57.9% — more favorable54.5%2018-19 school year
Reading proficiency56.3%59.9% — more favorable2018-19 school year
Free or reduced-price lunch eligibility61.2%48.1%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Florida Ridge

Elevated or high exposure: hurricane.

Pensacola

Elevated or high exposure: hurricane.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Florida Ridge
—
Florida Ridge: Your Score
48
Area Score
Pensacola
—
Pensacola: Your Score
49
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Florida Ridge, FL · Pensacola, FL · How this is calculated: methodology