Ferry Pass vs Pensacola

Which is the better fit for you?

Ferry Pass, FL
45
Area Score
Bottom 9% nationally
Pensacola, FL
49
Area Score
Bottom 17% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Pensacola receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Ferry Pass to Pensacola

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Everyday prices
About the same
Regional price level 95.8 against 95.8 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,471 in Pensacola against $1,471 in Ferry Pass.
The median home
21% more
$314,400 in Pensacola against $260,100 in Ferry Pass.
The weather you would swap
Similar winters
Normal January lows are 44°F in Pensacola against 44°F in Ferry Pass; July highs are 92°F against 92°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Ferry Pass
Pensacola
Opportunity: Pensacola is the more favorable of the two.
Opportunity
35 · Bottom 11%
vs
47 · Bottom 30%
Growth: Ferry Pass is the more favorable of the two.
Growth
58 · Top 32%
vs
42 · Bottom 32%
Climate
81 · Top 16%
vs
81 · Top 16%
Physical resilience
14 · Bottom 9%
vs
14 · Bottom 9%
Housing affordability: Pensacola is the more favorable of the two.
Housing affordability
65 · Bottom 46%
vs
66 · Bottom 49%
Schools: Pensacola is the more favorable of the two.
Schools
19 · Bottom 11%
vs
45 · Bottom 44%
Access
79 · Bottom 21%
vs
79 · Bottom 20%
Economic stability: Ferry Pass is the more favorable of the two.
Economic stability
49 · Bottom 35%
vs
48 · Bottom 32%

Measured values

MetricFerry PassPensacolaSource period
Population30,05354,0362024 ACS 5-Year
Median household income$61,689$74,212 — more favorable2024 ACS 5-Year
Per capita income$36,867$48,536 — more favorable2024 ACS 5-Year
Population density2,161/sq mi2,373/sq mi2024 ACS 5-Year
Median home value$260,100$314,4002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,383 ±$65$1,322 ±$482024 ACS 5-Year
Market rent, two bedroom$1,471$1,471FY2026
Cost of living index95.895.82023
Homeownership rate47.0%64.2%2024 ACS 5-Year
Unemployment rate5.1%4.4% — more favorableJuly 2026
Employment change (year over year)−1.5%−1.5%July 2026
Bachelor's degree or higher33.5%43.0% — more favorable2024 ACS 5-Year
Poverty rate — the two are too close to separate12.4% ±4%12.3% ±2%2024 ACS 5-Year
Housing units permitted (12 months)1,67411412 months ending July 2026
Permits per 1,000 residents5.1 — more favorable2.112 months ending July 2026
Permit change (year over year)+12.8%−1.7%12 months ending July 2026
Average July high92°F92°F1991-2020 Normals
Average January low44°F44°F1991-2020 Normals
Annual precipitation68.3"68.3"1991-2020 Normals
Distance to major airport39 mi — more favorable40 miNASR current cycle
Average commute — the two are too close to separate23.2 min ±1.4 min23.3 min ±1.0 min2024 ACS 5-Year
Median age36.941.32024 ACS 5-Year
Public schools3182024-25 school year
Students per teacher17.4 — more favorable18.32024-25 school year
Math proficiency47.6%54.5% — more favorable2018-19 school year
Reading proficiency44.8%59.9% — more favorable2018-19 school year
Free or reduced-price lunch eligibility63.8%48.1%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

3 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Ferry Pass

Elevated or high exposure: hurricane.

Pensacola

Elevated or high exposure: hurricane.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Ferry Pass
—
Ferry Pass: Your Score
45
Area Score
Pensacola
—
Pensacola: Your Score
49
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Ferry Pass, FL · Pensacola, FL · How this is calculated: methodology