Signals
Fernandina Beach
Fruit Cove
Climate
88 · Top 8%
vs80 · Top 17%
Physical resilience
53 · Bottom 45%
vs49 · Bottom 42%
Housing affordability
74 · Bottom 39%
vs91 · Top 29%
Schools
79 · Top 15%
vs81 · Top 12%
Access
93 · Top 46%
vs93 · Top 46%
Economic stability
34 · Bottom 11%
vs73 · Top 23%
Measured values
| Metric | Fernandina Beach | Fruit Cove | Source period |
|---|---|---|---|
| Population | 13,420 | 35,877 | 2024 ACS 5-Year |
| Median household income | $97,903 | $141,863 | 2024 ACS 5-Year |
| Per capita income | $65,868 | $56,625 | 2024 ACS 5-Year |
| Population density | 1,133/sq mi | 2,226/sq mi | 2024 ACS 5-Year |
| Median home value | $555,400 | $484,000 | 2024 ACS 5-Year |
| Median gross rent | $1,259 | $2,336 | 2024 ACS 5-Year |
| Homeownership rate | 80.5% | 87.4% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 53.3% | 53.8% | 2024 ACS 5-Year |
| Poverty rate | 11.3% | 2.7% | 2024 ACS 5-Year |
| Average July high | 89°F | 92°F | 1991-2020 Normals |
| Average January low | 43°F | 47°F | 1991-2020 Normals |
| Annual precipitation | 47.2" | 47.6" | 1991-2020 Normals |
| Distance to major airport | 18 mi | 19 mi | NASR current cycle |
| Average commute | 23.5 min | 31.3 min | 2024 ACS 5-Year |
| Median age | 58.6 | 41.3 | 2024 ACS 5-Year |
| Public schools | 7 | 12 | 2024-25 school year |
| Students per teacher | 16.33 | 19.64 | 2024-25 school year |
| Math proficiency | 70.7% | 82.9% | 2019-20 school year |
| Reading proficiency | 68.5% | 79.2% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 35.7% | 11.6% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Fernandina Beach
Elevated or high exposure: hurricane, wildfire, coastal flooding.
Fruit Cove
Elevated or high exposure: hurricane, coastal flooding.
Your best match
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Fernandina Beach
66
Your Score
65
Area Score
Fruit Cove
78
Your Score
—
Area Score
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Full profiles: Fernandina Beach, FL · Fruit Cove, FL · How this is calculated: methodology