Ellicott City vs Westminster

Which is the better fit for you?

Ellicott City, MD
72
Area Score
Top 9% nationally
Westminster, MD
70
Area Score
Top 15% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Ellicott City receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Ellicott City to Westminster

It stays in this browser and is never sent anywhere.

Everyday prices
About the same
Regional price level 103.2 against 103.2 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,857 in Westminster against $1,857 in Ellicott City.
The median home
49% less
$337,600 in Westminster against $661,700 in Ellicott City.
The weather you would swap
Winters 4°F colder
Normal January lows are 21°F in Westminster against 25°F in Ellicott City; July highs are 85°F against 89°F (summers 4°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Ellicott City
Westminster
Opportunity: Ellicott City is the more favorable of the two.
Opportunity
74 · Top 17%
vs
69 · Top 26%
Growth: Westminster is the more favorable of the two.
Growth
19 · Bottom 4%
vs
45 · Bottom 39%
Climate: Ellicott City is the more favorable of the two.
Climate
73 · Top 36%
vs
64 · Bottom 31%
Physical resilience: Ellicott City is the more favorable of the two.
Physical resilience
95 · Top 3%
vs
88 · Top 14%
Housing affordability: Westminster is the more favorable of the two.
Housing affordability
63 · Bottom 42%
vs
65 · Bottom 46%
Schools: Ellicott City is the more favorable of the two.
Schools
90 · Top 3%
vs
80 · Top 12%
Access: Ellicott City is the more favorable of the two.
Access
98 · Top 21%
vs
84 · Bottom 27%
Economic stability: Ellicott City is the more favorable of the two.
Economic stability
77 · Top 8%
vs
58 · Top 50%

Measured values

MetricEllicott CityWestminsterSource period
Population75,25720,4452024 ACS 5-Year
Median household income$156,964 — more favorable$86,2192024 ACS 5-Year
Per capita income$67,822 — more favorable$44,9532024 ACS 5-Year
Population density2,508/sq mi3,023/sq mi2024 ACS 5-Year
Median home value$661,700$337,6002024 ACS 5-Year
Median gross rent$2,061$1,476 — more favorable2024 ACS 5-Year
Market rent, two bedroom$1,857$1,857FY2026
Cost of living index103.2103.22023
Homeownership rate72.0%56.5%2024 ACS 5-Year
Unemployment rate3.6%3.3% — more favorableJuly 2026
Employment change (year over year)−0.3% — more favorable−0.4%July 2026
Bachelor's degree or higher68.8% — more favorable36.3%2024 ACS 5-Year
Poverty rate3.7% — more favorable10.5%2024 ACS 5-Year
Housing units permitted (12 months)27418312 months ending July 2026
Permits per 1,000 residents0.81.0 — more favorable12 months ending July 2026
Permit change (year over year)−74.7%+4.0%12 months ending July 2026
Average July high89°F85°F1991-2020 Normals
Average January low25°F21°F1991-2020 Normals
Annual precipitation45.0"42.1"1991-2020 Normals
Distance to major airport11 mi — more favorable33 miNASR current cycle
Average commute — the two are too close to separate30.6 min ±1.0 min32.0 min ±2.4 min2024 ACS 5-Year
Median age43.238.52024 ACS 5-Year
Public schools22182024-25 school year
Students per teacher14.514.4 — more favorable2024-25 school year
Math proficiency69.9% — more favorable55.1%2018-19 school year
Reading proficiency68.4% — more favorable59.4%2018-19 school year
Free or reduced-price lunch eligibility18.9%35.2%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Ellicott City

No hazard reaches elevated exposure.

Westminster

Elevated or high exposure: drought, cold wave.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Ellicott City
—
Ellicott City: Your Score
72
Area Score
Westminster
—
Westminster: Your Score
70
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Ellicott City, MD · Westminster, MD · How this is calculated: methodology