Daly City vs San Rafael

Which is the better fit for you?

Daly City, CA
54
Area Score
Bottom 34% nationally
San Rafael, CA
52
Area Score
Bottom 28% nationally

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Daly City receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Daly City to San Rafael

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Everyday prices
About the same
Regional price level 117.6 against 117.6 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $3,604 in San Rafael against $3,604 in Daly City.
The median home
22% more
$1,355,600 in San Rafael against $1,115,000 in Daly City.
The weather you would swap
Similar winters
Normal January lows are 47°F in San Rafael against 47°F in Daly City; July highs are 66°F against 66°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Daly City
San Rafael
Opportunity: Daly City is the more favorable of the two.
Opportunity
59 · Top 43%
vs
56 · Top 50%
Growth: Daly City is the more favorable of the two.
Growth
51 · Top 49%
vs
49 · Bottom 48%
Climate
89 · Top 8%
vs
89 · Top 8%
Physical resilience: Daly City is the more favorable of the two.
Physical resilience
37 · Bottom 30%
vs
33 · Bottom 26%
Housing affordability: Daly City is the more favorable of the two.
Housing affordability
28 · Bottom 2%
vs
26 · Bottom 2%
Schools: San Rafael is the more favorable of the two.
Schools
43 · Bottom 41%
vs
49 · Bottom 49%
Access: Daly City is the more favorable of the two.
Access
99 · Top 9%
vs
91 · Bottom 44%
Economic stability: Daly City is the more favorable of the two.
Economic stability
63 · Top 39%
vs
58 · Top 50%

Measured values

MetricDaly CitySan RafaelSource period
Population101,96460,4332024 ACS 5-Year
Median household income — the two are too close to separate$123,547 ±$5,280$119,435 ±$8,5452024 ACS 5-Year
Per capita income$50,863$70,031 — more favorable2024 ACS 5-Year
Population density13,329/sq mi3,643/sq mi2024 ACS 5-Year
Median home value$1,115,000$1,355,6002024 ACS 5-Year
Median gross rent$2,551$2,377 — more favorable2024 ACS 5-Year
Market rent, two bedroom$3,604$3,604FY2026
Cost of living index117.6117.62023
Homeownership rate60.2%53.0%2024 ACS 5-Year
Unemployment rate3.7% — more favorable3.8%July 2026
Employment change (year over year)−1.7% — more favorable−2.3%July 2026
Bachelor's degree or higher38.9%49.7% — more favorable2024 ACS 5-Year
Poverty rate7.0% — more favorable11.9%2024 ACS 5-Year
Housing units permitted (12 months)24013412 months ending July 2026
Permits per 1,000 residents2.4 — more favorable2.212 months ending July 2026
Permit change (year over year)+990.9%+436.0%12 months ending July 2026
Average July high66°F66°F1991-2020 Normals
Average January low47°F47°F1991-2020 Normals
Annual precipitation22.9"22.9"1991-2020 Normals
Distance to major airport8 mi — more favorable24 miNASR current cycle
Average commute31.4 min27.6 min — more favorable2024 ACS 5-Year
Median age42.643.22024 ACS 5-Year
Public schools22152024-25 school year
Students per teacher21.020.7 — more favorable2024-25 school year
Math proficiency40.4%44.7% — more favorable2018-19 school year
Reading proficiency51.9%53.4% — more favorable2018-19 school year
Free or reduced-price lunch eligibility45.6%58.6%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Daly City

Elevated or high exposure: earthquake, inland flooding.

San Rafael

Elevated or high exposure: earthquake, coastal flooding, inland flooding.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Daly City
—
Daly City: Your Score
54
Area Score
San Rafael
—
San Rafael: Your Score
52
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Daly City, CA · San Rafael, CA · How this is calculated: methodology