Signals
Cloverly
Frederick
Opportunity
61 · Top 41%
vs64 · Top 33%
Climate
73 · Top 36%
vs71 · Top 49%
Physical resilience
85 · Top 17%
vs89 · Top 13%
Housing affordability
85 · Top 43%
vs78 · Bottom 47%
Schools
71 · Top 26%
vs58 · Top 41%
Access
92 · Bottom 49%
vs82 · Bottom 24%
Economic stability
72 · Top 25%
vs70 · Top 29%
Measured values
| Metric | Cloverly | Frederick | Source period |
|---|---|---|---|
| Population | 16,646 | 83,395 | 2024 ACS 5-Year |
| Median household income | $152,083 | $97,069 | 2024 ACS 5-Year |
| Per capita income | $56,233 | $49,823 | 2024 ACS 5-Year |
| Population density | 1,654/sq mi | 3,480/sq mi | 2024 ACS 5-Year |
| Median home value | $665,300 | $401,500 | 2024 ACS 5-Year |
| Median gross rent | $2,129 | $1,764 | 2024 ACS 5-Year |
| Homeownership rate | 85.4% | 58.8% | 2024 ACS 5-Year |
| Unemployment rate | 3.7% | 3.6% | June 2026 |
| Employment change (year over year) | -1.9% | -1.7% | June 2026 |
| Bachelor's degree or higher | 59.0% | 43.2% | 2024 ACS 5-Year |
| Poverty rate | 7.2% | 9.2% | 2024 ACS 5-Year |
| Average July high | 89°F | 87°F | 1991-2020 Normals |
| Average January low | 25°F | 25°F | 1991-2020 Normals |
| Annual precipitation | 45.0" | 35.6" | 1991-2020 Normals |
| Distance to major airport | 18 mi | 34 mi | NASR current cycle |
| Average commute | 38.0 min | 32.1 min | 2024 ACS 5-Year |
| Median age | 44.8 | 37.1 | 2024 ACS 5-Year |
| Public schools | 6 | 19 | 2024-25 school year |
| Students per teacher | 14.26 | 15.43 | 2024-25 school year |
| Math proficiency | 18.3% | 16.2% | 2019-20 school year |
| Reading proficiency | 32.3% | 24.2% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 52.9% | 51.0% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Full profiles: Cloverly, MD · Frederick, MD · How this is calculated: methodology