Clayton vs Kettering

Which is the better fit for you?

Clayton, OH
69
Area Score
Top 16% nationally
Kettering, OH
68
Area Score
Top 21% nationally

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Clayton receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Clayton to Kettering

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Everyday prices
About the same
Regional price level 92.4 against 92.4 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
+$53 a month
HUD benchmarks it at $1,318 in Kettering against $1,265 in Clayton.
The median home
About the same
$208,500 in Kettering against $208,200 in Clayton.
The weather you would swap
Similar winters
Normal January lows are 22°F in Kettering against 22°F in Clayton; July highs are 86°F against 86°F (summers the same).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Clayton
Kettering
Opportunity
77 · Top 13%
vs
77 · Top 12%
Growth: Clayton is the more favorable of the two.
Growth
50 · Top 50%
vs
20 · Bottom 6%
Climate
68 · Bottom 41%
vs
68 · Bottom 42%
Physical resilience: Kettering is the more favorable of the two.
Physical resilience
85 · Top 16%
vs
86 · Top 15%
Housing affordability: Clayton is the more favorable of the two.
Housing affordability
88 · Top 3%
vs
78 · Top 17%
Schools: Kettering is the more favorable of the two.
Schools
26 · Bottom 20%
vs
53 · Top 45%
Access: Clayton is the more favorable of the two.
Access
99 · Top 16%
vs
96 · Top 34%
Economic stability: Clayton is the more favorable of the two.
Economic stability
70 · Top 23%
vs
66 · Top 34%

Measured values

MetricClaytonKetteringSource period
Population13,27757,2062024 ACS 5-Year
Median household income$92,879 — more favorable$74,6812024 ACS 5-Year
Per capita income — the two are too close to separate$45,705 ±$5,502$43,234 ±$2,3422024 ACS 5-Year
Population density717/sq mi3,057/sq mi2024 ACS 5-Year
Median home value$208,200$208,5002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,070 ±$143$1,051 ±$332024 ACS 5-Year
Market rent, two bedroom$1,265 — more favorable$1,318FY2026
Cost of living index92.492.42023
Homeownership rate82.0%64.9%2024 ACS 5-Year
Unemployment rate3.7%3.3% — more favorableJuly 2026
Employment change (year over year)+0.6%+0.6%July 2026
Bachelor's degree or higher35.8%41.7% — more favorable2024 ACS 5-Year
Poverty rate — the two are too close to separate6.5% ±3%7.7% ±1%2024 ACS 5-Year
Housing units permitted (12 months)1,209512 months ending July 2026
Permits per 1,000 residents2.3 — more favorable0.112 months ending July 2026
Permit change (year over year)+5.5%−54.5%12 months ending July 2026
Average July high86°F86°F1991-2020 Normals
Average January low22°F22°F1991-2020 Normals
Annual precipitation41.3"41.0"1991-2020 Normals
Distance to major airport6 mi — more favorable15 miNASR current cycle
Average commute — the two are too close to separate22.5 min ±1.6 min22.0 min ±0.8 min2024 ACS 5-Year
Median age45.638.52024 ACS 5-Year
Public schools17152024-25 school year
Students per teacher16.1 — more favorable17.52024-25 school year
Math proficiency50.5%64.6% — more favorable2018-19 school year
Reading proficiency58.1%68.8% — more favorable2018-19 school year
Free or reduced-price lunch eligibility48.9%44.0%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

4 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Clayton
—
Clayton: Your Score
69
Area Score
Kettering
—
Kettering: Your Score
68
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Clayton, OH · Kettering, OH · How this is calculated: methodology