Clayton vs San Francisco

Which is the better fit for you?

Clayton, CA
52
Area Score
Bottom 26% nationally
San Francisco, CA
56
Area Score
Bottom 41% nationally

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San Francisco receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Clayton to San Francisco

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Everyday prices
About the same
Regional price level 117.6 against 117.6 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
+$692 a month
HUD benchmarks it at $3,604 in San Francisco against $2,912 in Clayton.
The median home
32% more
$1,394,500 in San Francisco against $1,055,200 in Clayton.
The weather you would swap
Winters 6°F milder
Normal January lows are 47°F in San Francisco against 41°F in Clayton; July highs are 66°F against 88°F (summers 22°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Clayton
San Francisco
Opportunity: San Francisco is the more favorable of the two.
Opportunity
48 · Bottom 32%
vs
59 · Top 43%
Growth: San Francisco is the more favorable of the two.
Growth
34 · Bottom 20%
vs
37 · Bottom 24%
Climate
89 · Top 8%
vs
89 · Top 8%
Physical resilience: San Francisco is the more favorable of the two.
Physical resilience
23 · Bottom 17%
vs
45 · Bottom 36%
Housing affordability: San Francisco is the more favorable of the two.
Housing affordability
40 · Bottom 10%
vs
48 · Bottom 19%
Schools: Clayton is the more favorable of the two.
Schools
67 · Top 28%
vs
51 · Top 48%
Access: Clayton is the more favorable of the two.
Access
92 · Bottom 48%
vs
81 · Bottom 23%
Economic stability: Clayton is the more favorable of the two.
Economic stability
78 · Top 6%
vs
56 · Bottom 46%

Measured values

MetricClaytonSan FranciscoSource period
Population10,937830,2352024 ACS 5-Year
Median household income$175,707 — more favorable$140,9702024 ACS 5-Year
Per capita income$75,797$92,289 — more favorable2024 ACS 5-Year
Population density2,848/sq mi17,784/sq mi2024 ACS 5-Year
Median home value$1,055,200$1,394,5002024 ACS 5-Year
Median gross rent$3,500+$2,476 — more favorable2024 ACS 5-Year
Market rent, two bedroom$2,912 — more favorable$3,604FY2026
Cost of living index117.6117.62023
Homeownership rate89.2%38.2%2024 ACS 5-Year
Unemployment rate4.8%3.9% — more favorableJuly 2026
Employment change (year over year)−2.6%−1.7% — more favorableJuly 2026
Bachelor's degree or higher — the two are too close to separate59.1% ±4%60.3% ±0.8%2024 ACS 5-Year
Poverty rate2.5% — more favorable10.6%2024 ACS 5-Year
Housing units permitted (12 months)1,4651,62212 months ending July 2026
Permits per 1,000 residents1.32.0 — more favorable12 months ending July 2026
Permit change (year over year)+17.0%+27.9% — more favorable12 months ending July 2026
Average July high88°F66°F1991-2020 Normals
Average January low41°F47°F1991-2020 Normals
Annual precipitation16.1"22.9"1991-2020 Normals
Distance to major airport22 mi — more favorable37 miNASR current cycle
Average commute37.5 min33.1 min — more favorable2024 ACS 5-Year
Median age43.840.02024 ACS 5-Year
Public schools21282024-25 school year
Students per teacher27.221.5 — more favorable2024-25 school year
Math proficiency57.3% — more favorable46.6%2018-19 school year
Reading proficiency70.8% — more favorable55.4%2018-19 school year
Free or reduced-price lunch eligibility22.0%54.3%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

One row above shows both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison.

Physical risk tradeoff

Clayton

Elevated or high exposure: earthquake, inland flooding.

San Francisco

Elevated or high exposure: earthquake.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Clayton
—
Clayton: Your Score
52
Area Score
San Francisco
—
San Francisco: Your Score
56
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Clayton, CA · San Francisco, CA · How this is calculated: methodology