Cincinnati vs Franklin

Which is the better fit for you?

Cincinnati, OH
64
Area Score
Top 30% nationally
Franklin, OH
65
Area Score
Top 28% nationally

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Franklin receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Cincinnati to Franklin

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Everyday prices
About the same
Regional price level 94.2 against 94.2 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
+$102 a month
HUD benchmarks it at $1,290 in Franklin against $1,188 in Cincinnati.
The median home
21% less
$183,100 in Franklin against $230,900 in Cincinnati.
The weather you would swap
Winters 2°F colder
Normal January lows are 22°F in Franklin against 24°F in Cincinnati; July highs are 86°F against 87°F (summers 1°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Cincinnati
Franklin
Opportunity: Franklin is the more favorable of the two.
Opportunity
63 · Top 37%
vs
65 · Top 32%
Growth: Cincinnati is the more favorable of the two.
Growth
65 · Top 22%
vs
34 · Bottom 20%
Climate: Cincinnati is the more favorable of the two.
Climate
69 · Bottom 46%
vs
68 · Bottom 42%
Physical resilience: Franklin is the more favorable of the two.
Physical resilience
89 · Top 12%
vs
90 · Top 11%
Housing affordability: Franklin is the more favorable of the two.
Housing affordability
72 · Top 33%
vs
74 · Top 29%
Schools: Franklin is the more favorable of the two.
Schools
18 · Bottom 10%
vs
53 · Top 45%
Access: Cincinnati is the more favorable of the two.
Access
98 · Top 17%
vs
90 · Bottom 40%
Economic stability: Cincinnati is the more favorable of the two.
Economic stability
36 · Bottom 16%
vs
30 · Bottom 9%

Measured values

MetricCincinnatiFranklinSource period
Population311,22411,7122024 ACS 5-Year
Median household income — the two are too close to separate$52,909 ±$1,946$58,587 ±$7,7622024 ACS 5-Year
Per capita income$40,324 — more favorable$32,7142024 ACS 5-Year
Population density3,994/sq mi1,243/sq mi2024 ACS 5-Year
Median home value$230,900$183,1002024 ACS 5-Year
Median gross rent — the two are too close to separate$1,001 ±$20$981 ±$552024 ACS 5-Year
Market rent, two bedroom$1,188 — more favorable$1,290FY2026
Cost of living index94.294.22023
Homeownership rate39.8%60.7%2024 ACS 5-Year
Unemployment rate3.9%3.1% — more favorableJuly 2026
Employment change (year over year)+0.6%+0.6%July 2026
Bachelor's degree or higher41.8% — more favorable15.8%2024 ACS 5-Year
Poverty rate — the two are too close to separate23.0% ±1%23.0% ±6%2024 ACS 5-Year
Housing units permitted (12 months)984112 months ending July 2026
Permits per 1,000 residents3.2 — more favorable0.112 months ending July 2026
Permit change (year over year)+268.5%−75.0%12 months ending July 2026
Average July high87°F86°F1991-2020 Normals
Average January low24°F22°F1991-2020 Normals
Annual precipitation43.4"41.0"1991-2020 Normals
Distance to major airport11 mi — more favorable24 miNASR current cycle
Average commute — the two are too close to separate24.1 min ±0.5 min24.0 min ±1.8 min2024 ACS 5-Year
Median age33.235.22024 ACS 5-Year
Public schools85102024-25 school year
Students per teacher16.3 — more favorable18.32024-25 school year
Math proficiency45.8%64.5% — more favorable2018-19 school year
Reading proficiency52.0%70.2% — more favorable2018-19 school year
Free or reduced-price lunch eligibility29.2%41.1%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

4 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Cincinnati

Elevated or high exposure: tornado.

Franklin

Elevated or high exposure: tornado.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Cincinnati
—
Cincinnati: Your Score
64
Area Score
Franklin
—
Franklin: Your Score
65
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Cincinnati, OH · Franklin, OH · How this is calculated: methodology