Cambridge vs Waltham

Which is the better fit for you?

Cambridge, MA
70
Area Score
Top 14% nationally
Waltham, MA
65
Area Score
Top 28% nationally

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Cambridge receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Cambridge to Waltham

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Everyday prices
About the same
Regional price level 110.4 against 110.4 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
The median home
31% less
$748,700 in Waltham against $1,092,100 in Cambridge.
The weather you would swap
Winters 5°F colder
Normal January lows are 18°F in Waltham against 23°F in Cambridge; July highs are 85°F against 82°F (summers 3°F hotter).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Cambridge
Waltham
Opportunity: Cambridge is the more favorable of the two.
Opportunity
71 · Top 22%
vs
63 · Top 36%
Growth: Cambridge is the more favorable of the two.
Growth
61 · Top 27%
vs
50 · Top 50%
Climate: Cambridge is the more favorable of the two.
Climate
65 · Bottom 36%
vs
62 · Bottom 20%
Physical resilience
88 · Top 14%
vs
88 · Top 14%
Housing affordability: Waltham is the more favorable of the two.
Housing affordability
49 · Bottom 20%
vs
55 · Bottom 27%
Schools: Cambridge is the more favorable of the two.
Schools
71 · Top 22%
vs
54 · Top 44%
Access: Cambridge is the more favorable of the two.
Access
99 · Top 9%
vs
98 · Top 22%
Economic stability: Waltham is the more favorable of the two.
Economic stability
60 · Top 47%
vs
70 · Top 25%

Measured values

MetricCambridgeWalthamSource period
Population118,79664,9022024 ACS 5-Year
Median household income$130,748 — more favorable$120,2162024 ACS 5-Year
Per capita income$78,723 — more favorable$58,4492024 ACS 5-Year
Population density18,571/sq mi5,092/sq mi2024 ACS 5-Year
Median home value$1,092,100$748,7002024 ACS 5-Year
Median gross rent$2,787$2,268 — more favorable2024 ACS 5-Year
Cost of living index110.4110.42023
Homeownership rate33.5%49.7%2024 ACS 5-Year
Unemployment rate3.6% — more favorable4.1%July 2026
Employment change (year over year)−1.6%−1.6%July 2026
Bachelor's degree or higher80.8% — more favorable57.3%2024 ACS 5-Year
Poverty rate — the two are too close to separate9.1% ±2%7.8% ±2%2024 ACS 5-Year
Housing units permitted (12 months)3374212 months ending July 2026
Permits per 1,000 residents2.8 — more favorable0.612 months ending July 2026
Permit change (year over year)+361.6%+90.9%12 months ending July 2026
Average July high82°F85°F1991-2020 Normals
Average January low23°F18°F1991-2020 Normals
Annual precipitation43.6"42.6"1991-2020 Normals
Distance to major airport6 mi — more favorable12 miNASR current cycle
Average commute — the two are too close to separate28.0 min ±0.6 min27.2 min ±1.0 min2024 ACS 5-Year
Median age30.434.42024 ACS 5-Year
Public schools25112024-25 school year
Students per teacher9.9 — more favorable10.22024-25 school year
Math proficiency55.5% — more favorable49.1%2018-19 school year
Reading proficiency60.1% — more favorable51.6%2018-19 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

2 rows above show both figures with a ± margin and neither in bold. Those come from the American Community Survey, which samples rather than counts, and the gap between the two is smaller than the uncertainty on the figures themselves — so the survey did not find a difference to report, and calling either one the winner would be reading a result out of noise.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Physical risk tradeoff

Cambridge

Elevated or high exposure: earthquake.

Waltham

Elevated or high exposure: earthquake.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Cambridge
—
Cambridge: Your Score
70
Area Score
Waltham
—
Waltham: Your Score
65
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Cambridge, MA · Waltham, MA · How this is calculated: methodology