Albany vs Saratoga Springs

Which is the better fit for you?

Albany, NY
61
Area Score
Top 42% nationally
Saratoga Springs, NY
77
Area Score
Top 2% nationally

Want a third or fourth place beside these? Open them in the shortlist and add more.

Saratoga Springs receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.

If you are moving

What the difference in prices, rent, homes and weather comes to, using the published figures for the two places. Add your income to see what it would take to keep pace.

Moving from Albany to Saratoga Springs

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Everyday prices
About the same
Regional price level 98.2 against 98.2 (US = 100). Both places sit in the same price region, so the index cannot tell them apart.
Income to keep the same purchasing power
Enter your household income to see it.
A new two-bedroom lease
The same
HUD benchmarks it at $1,702 in Saratoga Springs against $1,702 in Albany.
The median home
104% more
$478,100 in Saratoga Springs against $234,700 in Albany.
The weather you would swap
Winters 6°F colder
Normal January lows are 10°F in Saratoga Springs against 16°F in Albany; July highs are 82°F against 84°F (summers 2°F cooler).

These are differences between published figures, not a forecast of your budget. Income and sales taxes, commuting, schools, insurance and the job you would actually get are not in them, and a price index describes a metropolitan area, so two places in one metro read the same. HUD’s rent is a benchmark for a new lease, not a listing.

Signals

Albany
Saratoga Springs
Opportunity: Saratoga Springs is the more favorable of the two.
Opportunity
55 · Bottom 47%
vs
82 · Top 5%
Growth: Saratoga Springs is the more favorable of the two.
Growth
43 · Bottom 34%
vs
63 · Top 25%
Climate: Albany is the more favorable of the two.
Climate
60 · Bottom 14%
vs
56 · Bottom 7%
Physical resilience: Albany is the more favorable of the two.
Physical resilience
94 · Top 6%
vs
92 · Top 9%
Housing affordability: Saratoga Springs is the more favorable of the two.
Housing affordability
71 · Top 37%
vs
77 · Top 19%
Schools: Saratoga Springs is the more favorable of the two.
Schools
30 · Bottom 26%
vs
84 · Top 7%
Access: Albany is the more favorable of the two.
Access
99 · Top 9%
vs
91 · Bottom 46%
Economic stability: Saratoga Springs is the more favorable of the two.
Economic stability
37 · Bottom 17%
vs
61 · Top 45%

Measured values

MetricAlbanySaratoga SpringsSource period
Population100,49228,6312024 ACS 5-Year
Median household income$61,986$105,944 — more favorable2024 ACS 5-Year
Per capita income$37,843$69,161 — more favorable2024 ACS 5-Year
Population density4,695/sq mi1,020/sq mi2024 ACS 5-Year
Median home value$234,700$478,1002024 ACS 5-Year
Median gross rent$1,216 — more favorable$1,4702024 ACS 5-Year
Market rent, two bedroom$1,702$1,702FY2026
Cost of living index98.298.22023
Homeownership rate38.2%57.8%2024 ACS 5-Year
Unemployment rate4.8%3.3% — more favorableJuly 2026
Employment change (year over year)+0.8% — more favorable+0.7%July 2026
Bachelor's degree or higher45.3%59.9% — more favorable2024 ACS 5-Year
Poverty rate20.2%9.3% — more favorable2024 ACS 5-Year
Housing units permitted (12 months)23614312 months ending July 2026
Permits per 1,000 residents2.35.0 — more favorable12 months ending July 2026
Permit change (year over year)−33.3%+19.2%12 months ending July 2026
Average July high84°F82°F1991-2020 Normals
Average January low16°F10°F1991-2020 Normals
Annual precipitation40.7"38.2"1991-2020 Normals
Distance to major airport6 mi — more favorable22 miNASR current cycle
Average commute22.0 min — more favorable26.7 min2024 ACS 5-Year
Median age32.042.42024 ACS 5-Year
Public schools2282024-25 school year
Students per teacher13.812.4 — more favorable2024-25 school year
Math proficiency52.3%81.1% — more favorable2018-19 school year
Reading proficiency56.1%72.6% — more favorable2018-19 school year
Free or reduced-price lunch eligibility67.3%28.9%2024-25 school year

A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.

The number of units permitted is not marked because the larger place always permits more; the per-resident rate is the fair comparison. The year-over-year change is not marked either: a percentage on fewer than 300 units swings on a handful of permits.

Your best match

Weight what matters to you. Your preferences stay in this browser and never change either Area Score.

Albany
—
Albany: Your Score
61
Area Score
Saratoga Springs
—
Saratoga Springs: Your Score
77
Area Score

Select your priorities to see which of the two fits them better.

Full profiles: Albany, NY · Saratoga Springs, NY · How this is calculated: methodology