95354 and 95991 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
95354
95991
Opportunity
31 · Bottom 10%
vs32 · Bottom 11%
Growth
65 · Top 22%
vs70 · Top 16%
Climate
77 · Top 26%
vs71 · Top 44%
Physical resilience
22 · Bottom 17%
vs26 · Bottom 22%
Housing affordability
59 · Bottom 21%
vs60 · Bottom 22%
Access
91 · Bottom 45%
vs91 · Bottom 45%
Economic stability
48 · Bottom 31%
vs51 · Bottom 35%
Measured values
| Metric | 95354 | 95991 | Source period |
|---|---|---|---|
| Population | 25,684 | 42,579 | 2024 ACS 5-Year |
| Median household income | $72,879 | $70,590 | 2024 ACS 5-Year |
| Per capita income | $33,175 | $32,838 | 2024 ACS 5-Year |
| Population density | 3,356/sq mi | 1,035/sq mi | 2024 ACS 5-Year |
| Median home value | $389,600 | $406,800 | 2024 ACS 5-Year |
| Median gross rent | $1,540 | $1,406 | 2024 ACS 5-Year |
| Homeownership rate | 50.4% | 50.7% | 2024 ACS 5-Year |
| Unemployment rate | 6.5% | 8.1% | June 2026 |
| Employment change (year over year) | -1.5% | -1.3% | June 2026 |
| Bachelor's degree or higher | 18.2% | 18.8% | 2024 ACS 5-Year |
| Poverty rate | 15.6% | 17.0% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 768 | 426 | 12 months ending July 2026 |
| Permits per 1,000 residents | 3.5 | 6.1 | 12 months ending July 2026 |
| Permit change (year over year) | 247.5% | 634.5% | 12 months ending July 2026 |
| Average July high | 95°F | 96°F | 1991-2020 Normals |
| Average January low | 39°F | 38°F | 1991-2020 Normals |
| Annual precipitation | 12.3" | 20.1" | 1991-2020 Normals |
| Distance to major airport | 23 mi | 22 mi | NASR current cycle |
| Average commute | 28.3 min | 31.3 min | 2024 ACS 5-Year |
| Median age | 36.1 | 33.7 | 2024 ACS 5-Year |
| Public schools | 8 | 3 | 2024-25 school year |
| Students per teacher | 23.35 | 18.96 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 76.3% | 57.2% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
95354
Elevated or high exposure: drought, earthquake, heat wave.
95991
Elevated or high exposure: drought, earthquake.
Full profiles: 95354 — Modesto, CA · 95991 — Yuba City, CA · How this is calculated: methodology