AreaProfile

95991Yuba City, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95991.

53
Area Score
Bottom 16% of 3,833 published profiles

How we calculate this

How this area ranks
Opportunity3637th of 4,073 published ZIP areas32
GrowthTop 16% of 3,947 published ZIP areas70
Housing affordability3306th of 4,553 published ZIP areas60
ClimateTop 45% of 4,621 published ZIP areas71
Physical resilience3491st of 4,554 published ZIP areas26
Access2895th of 4,623 published ZIP areas91
Economic stability3059th of 4,591 published ZIP areas51
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 8.1% and the Opportunity signal places 95991 in the bottom 11%.

Development activity is both elevated and accelerating — 426 housing units permitted over the past twelve months, up 634% on the prior year.

Physical-risk exposure is above the national median, driven mainly by drought, earthquake and heat wave.

At a glance

Population
42,579
2024 ACS 5-Year
Median household income
$70,590
Bottom 48% nationally
Density
1,035/sq mi
41.1 sq mi of land
Median age
33.7
2024 ACS 5-Year
City
Yuba City
California
Metro area
Yuba City, CA
Nearest major airport
SMF
22 mi · Sacramento Intl
Median home value
$406,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 8.1% is lower than 1% of the 4,387 measured US ZIP areas.

Employment fell 1.3% over the past year, to 29,820 employed residents.

MetricValueCompared with peersSource period
Median household income ±$7,244$70,590Bottom 48%2024 ACS 5-Year
Per capita income ±$2,063$32,838Bottom 37%2024 ACS 5-Year
Poverty rate17.0%Top 26%2024 ACS 5-Year
Average commute31.3 minTop 32%2024 ACS 5-Year
Bachelor's degree or higher18.8%Bottom 37%2024 ACS 5-Year
Employment29,820Bottom 33%June 2026
Employment change (3 years)0.7%Top 41%June 2026
Employment change (year over year)-1.3%Bottom 41%June 2026
Labor force32,454Bottom 34%June 2026
Labor force participation63.4%Top 39%2024 ACS 5-Year
Mean annual wage$66,290Bottom 42%2025 OEWS
Median annual wage$49,970Bottom 46%2025 OEWS
Unemployment change (year over year)-0.8%Bottom 9%June 2026
Unemployment rate8.1%Top 1%June 2026
Median household income, successive ACS releases
202120222023202471k59k
Each point is a separate five-year estimate, most recently $70,590 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Yuba City, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides3,120$34,320
Heavy and Tractor-Trailer Truck Drivers1,790$58,230
Fast Food and Counter Workers1,630$42,040
Cashiers1,410$35,790
Teaching Assistants, Except Postsecondary1,220$45,880
Registered Nurses1,080$149,320

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Yuba City, CA, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,406 takes 24% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.8 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
23.9%
Below the 30% cost-burdened threshold
Home price to income
5.8×
median home value ÷ median income
Median gross rent
$1,406
2024 ACS 5-Year
Median home value
$406,800
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.76Top 11%2024 ACS 5-Year
Homeownership rate50.7%Bottom 10%2024 ACS 5-Year
Housing units ±45015,358Top 8%2024 ACS 5-Year
Median gross rent ±$47$1,406Top 25%2024 ACS 5-Year
Median home value ±$11,333$406,800Top 20%2024 ACS 5-Year
Rent as a share of income23.9%Top 18%2024 ACS 5-Year
Vacancy rate4.7%Bottom 21%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
70/ 100
Top 16% of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 6.1 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
426
12 months ending July 2026
Per 1,000 residents
6.1
Top 24% nationally
Year over year
+634%
vs the prior twelve months
Multifamily share
49.5%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Yuba City, CA, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 96°F and January a low of 38°F.

Normal annual precipitation is 20.1 inches.

30°50°70°90°110°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MARYSVILLE YUBA CO AP, 6.4 miles from this location.
Precipitation
JFMAMJJASOND3.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation20.1"1991-2020 Normals
Average January low38°F1991-2020 Normals
Average July high96°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing32°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

26 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are drought, earthquake and heat wave.

DroughtHigh
EarthquakeHigh
Heat waveModerate

Low or minimal exposure: wildfire, inland flooding, volcanic activity, lightning, landslide, tornado, hail, strong wind, winter weather.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

5 major airports lie within 100 miles, the nearest 22 miles away.

AirportCodeDistanceLongest runway
Sacramento IntlSMF22 mi8,605 ft
Mc Clellan AirfieldMCC27 mi10,599 ft
Stockton MetroSCK80 mi10,245 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

95991 vs Yuba City

How this ZIP area compares with Yuba City as a whole. Both figures come from the same ACS release, so the comparison is like for like.

95991
Yuba City
Median household income
$70,590
vs
$75,477
Per capita income
$32,838
vs
$34,401
Population density
1,035/sq mi
vs
4,193/sq mi
Median home value
$406,800
vs
$434,600
Median gross rent
$1,406
vs
$1,454
Homeownership rate
50.7%
vs
57.3%
Bachelor's degree or higher
18.8%
vs
20.4%
Poverty rate
17.0%
vs
14.3%
Median age
33.7
vs
36.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.