93940 and 92672 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
93940
92672
Opportunity
67 · Top 26%
vs61 · Top 37%
Growth
12 · Bottom 3%
vs15 · Bottom 4%
Climate
85 · Top 10%
vs93 · Top 5%
Physical resilience
12 · Bottom 9%
vs9 · Bottom 4%
Housing affordability
35 · Bottom 4%
vs38 · Bottom 5%
Access
69 · Bottom 11%
vs76 · Bottom 17%
Economic stability
57 · Bottom 45%
vs57 · Bottom 45%
Measured values
| Metric | 93940 | 92672 | Source period |
|---|---|---|---|
| Population | 30,605 | 36,939 | 2024 ACS 5-Year |
| Median household income | $106,044 | $111,989 | 2024 ACS 5-Year |
| Per capita income | $70,882 | $71,032 | 2024 ACS 5-Year |
| Population density | 871/sq mi | 1,039/sq mi | 2024 ACS 5-Year |
| Median home value | $1,099,300 | $1,438,800 | 2024 ACS 5-Year |
| Median gross rent | $2,364 | $2,376 | 2024 ACS 5-Year |
| Homeownership rate | 41.3% | 54.1% | 2024 ACS 5-Year |
| Unemployment rate | 3.8% | 3.9% | June 2026 |
| Employment change (year over year) | -1.0% | -1.8% | June 2026 |
| Bachelor's degree or higher | 53.2% | 50.5% | 2024 ACS 5-Year |
| Poverty rate | 9.3% | 8.5% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 2 | 19 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.1 | 0.3 | 12 months ending July 2026 |
| Permit change (year over year) | -66.7% | -59.6% | 12 months ending July 2026 |
| Average July high | 69°F | 80°F | 1991-2020 Normals |
| Average January low | 43°F | 40°F | 1991-2020 Normals |
| Distance to major airport | 56 mi | 47 mi | NASR current cycle |
| Average commute | 21.3 min | 29.1 min | 2024 ACS 5-Year |
| Median age | 43.0 | 44.6 | 2024 ACS 5-Year |
| Public schools | 5 | 5 | 2024-25 school year |
| Students per teacher | 23.14 | 22.73 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 50.0% | 46.4% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
93940
Elevated or high exposure: drought, earthquake, wildfire.
92672
Elevated or high exposure: wildfire, inland flooding, earthquake.
Full profiles: 93940 — Monterey, CA · 92672 — San Clemente, CA · How this is calculated: methodology