64016 and 07821 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
64016
07821
Opportunity
77 · Top 11%
vs77 · Top 11%
Growth
26 · Bottom 12%
vs39 · Bottom 32%
Climate
72 · Top 43%
vs62 · Bottom 24%
Physical resilience
72 · Top 34%
vs73 · Top 31%
Housing affordability
100 · Top 9%
vs100 · Top 10%
Access
84 · Bottom 28%
vs82 · Bottom 23%
Economic stability
75 · Top 21%
vs80 · Top 11%
Measured values
| Metric | 64016 | 07821 | Source period |
|---|---|---|---|
| Population | 4,603 | 9,662 | 2024 ACS 5-Year |
| Median household income | $98,323 | $141,860 | 2024 ACS 5-Year |
| Per capita income | $38,478 | $62,510 | 2024 ACS 5-Year |
| Population density | 142/sq mi | 226/sq mi | 2024 ACS 5-Year |
| Median home value | $214,800 | $431,500 | 2024 ACS 5-Year |
| Median gross rent | $970 | $1,607 | 2024 ACS 5-Year |
| Homeownership rate | 82.6% | 91.8% | 2024 ACS 5-Year |
| Unemployment rate | 3.6% | 4.0% | June 2026 |
| Employment change (year over year) | 0.5% | 0.9% | June 2026 |
| Bachelor's degree or higher | 24.5% | 49.2% | 2024 ACS 5-Year |
| Poverty rate | 8.5% | 3.4% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 72 | 13 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.6 | 0.9 | 12 months ending July 2026 |
| Permit change (year over year) | -48.2% | -18.8% | 12 months ending July 2026 |
| Average July high | 88°F | 84°F | 1991-2020 Normals |
| Average January low | 22°F | 19°F | 1991-2020 Normals |
| Annual precipitation | 38.3" | 48.8" | 1991-2020 Normals |
| Distance to major airport | 30 mi | 36 mi | NASR current cycle |
| Average commute | 30.3 min | 37.5 min | 2024 ACS 5-Year |
| Median age | 36.0 | 40.1 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
64016
Elevated or high exposure: hail.
07821
Elevated or high exposure: strong wind.
Full profiles: 64016 — Independence, MO · 07821 — Hopatcong, NJ · How this is calculated: methodology