43512 and 45840 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
43512
45840
Opportunity
60 · Top 38%
vs58 · Top 44%
Growth
52 · Top 46%
vs58 · Top 37%
Climate
62 · Bottom 20%
vs63 · Bottom 31%
Physical resilience
50 · Bottom 42%
vs52 · Bottom 44%
Housing affordability
100 · Top 9%
vs99 · Top 12%
Schools
58 · Top 41%
vs61 · Top 37%
Access
83 · Bottom 25%
vs81 · Bottom 22%
Economic stability
53 · Bottom 37%
vs59 · Bottom 49%
Measured values
| Metric | 43512 | 45840 | Source period |
|---|---|---|---|
| Population | 28,022 | 54,559 | 2024 ACS 5-Year |
| Median household income | $71,841 | $68,083 | 2024 ACS 5-Year |
| Per capita income | $37,225 | $40,027 | 2024 ACS 5-Year |
| Population density | 129/sq mi | 328/sq mi | 2024 ACS 5-Year |
| Median home value | $158,800 | $213,000 | 2024 ACS 5-Year |
| Median gross rent | $860 | $986 | 2024 ACS 5-Year |
| Homeownership rate | 77.4% | 66.0% | 2024 ACS 5-Year |
| Unemployment rate | 3.3% | 3.7% | June 2026 |
| Employment change (year over year) | -0.5% | -0.3% | June 2026 |
| Bachelor's degree or higher | 19.2% | 33.3% | 2024 ACS 5-Year |
| Poverty rate | 11.9% | 10.7% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 31 | 261 | 12 months ending July 2026 |
| Permits per 1,000 residents | 1.8 | 6.5 | 12 months ending July 2026 |
| Permit change (year over year) | 34.8% | 11.1% | 12 months ending July 2026 |
| Average July high | 84°F | 85°F | 1991-2020 Normals |
| Average January low | 18°F | 20°F | 1991-2020 Normals |
| Annual precipitation | 33.0" | 33.8" | 1991-2020 Normals |
| Distance to major airport | 35 mi | 40 mi | NASR current cycle |
| Average commute | 21.1 min | 18.3 min | 2024 ACS 5-Year |
| Median age | 44.0 | 38.9 | 2024 ACS 5-Year |
| Public schools | 8 | 14 | 2024-25 school year |
| Students per teacher | 16.80 | 18.67 | 2024-25 school year |
| Math proficiency | 61.1% | 63.9% | 2019-20 school year |
| Reading proficiency | 58.4% | 61.9% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 33.4% | 40.4% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
43512
Elevated or high exposure: tornado, inland flooding.
45840
Elevated or high exposure: hail, strong wind.
Full profiles: 43512 — Defiance, OH · 45840 — Findlay, OH · How this is calculated: methodology