37312 and 37421 receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
37312
37421
Opportunity
52 · Bottom 44%
vs65 · Top 29%
Growth
60 · Top 33%
vs66 · Top 21%
Climate
73 · Top 39%
vs73 · Top 39%
Physical resilience
61 · Top 46%
vs58 · Bottom 49%
Housing affordability
90 · Top 31%
vs83 · Top 46%
Schools
64 · Top 34%
vs58 · Top 41%
Access
56 · Bottom 5%
vs47 · Bottom 3%
Economic stability
62 · Top 45%
vs61 · Top 48%
Measured values
| Metric | 37312 | 37421 | Source period |
|---|---|---|---|
| Population | 36,669 | 52,985 | 2024 ACS 5-Year |
| Median household income | $78,261 | $82,517 | 2024 ACS 5-Year |
| Per capita income | $40,788 | $47,620 | 2024 ACS 5-Year |
| Population density | 569/sq mi | 1,671/sq mi | 2024 ACS 5-Year |
| Median home value | $301,000 | $333,700 | 2024 ACS 5-Year |
| Median gross rent | $1,148 | $1,405 | 2024 ACS 5-Year |
| Homeownership rate | 66.9% | 60.2% | 2024 ACS 5-Year |
| Unemployment rate | 4.2% | 4.0% | June 2026 |
| Employment change (year over year) | -1.5% | -1.4% | June 2026 |
| Bachelor's degree or higher | 35.6% | 38.8% | 2024 ACS 5-Year |
| Poverty rate | 10.2% | 10.9% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 433 | 993 | 12 months ending July 2026 |
| Permits per 1,000 residents | 8.9 | 5.3 | 12 months ending July 2026 |
| Permit change (year over year) | -33.4% | 2.6% | 12 months ending July 2026 |
| Average July high | 91°F | 91°F | 1991-2020 Normals |
| Average January low | 32°F | 32°F | 1991-2020 Normals |
| Annual precipitation | 55.0" | 55.0" | 1991-2020 Normals |
| Distance to major airport | 64 mi | 85 mi | NASR current cycle |
| Average commute | 24.7 min | 21.5 min | 2024 ACS 5-Year |
| Median age | 41.5 | 40.8 | 2024 ACS 5-Year |
| Public schools | 8 | 5 | 2024-25 school year |
| Math proficiency | 36.6% | 36.9% | 2019-20 school year |
| Reading proficiency | 37.5% | 32.9% | 2019-20 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
37312
Elevated or high exposure: earthquake.
37421
Elevated or high exposure: earthquake.
Full profiles: 37312 — Cleveland, TN · 37421 — Chattanooga, TN · How this is calculated: methodology