07446 receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
07446
07481
Opportunity
84 · Top 4%
vs84 · Top 4%
Growth
40 · Bottom 34%
vs37 · Bottom 28%
Climate
65 · Bottom 36%
vs65 · Bottom 36%
Physical resilience
47 · Bottom 38%
vs47 · Bottom 38%
Housing affordability
85 · Top 42%
vs83 · Top 46%
Schools
93 · Top 2%
vs84 · Top 9%
Access
88 · Bottom 36%
vs91 · Bottom 44%
Economic stability
85 · Top 4%
vs73 · Top 25%
Measured values
| Metric | 07446 | 07481 | Source period |
|---|---|---|---|
| Population | 14,805 | 17,050 | 2024 ACS 5-Year |
| Median household income | $160,996 | $203,988 | 2024 ACS 5-Year |
| Per capita income | $82,081 | $98,916 | 2024 ACS 5-Year |
| Population density | 2,692/sq mi | 2,586/sq mi | 2024 ACS 5-Year |
| Median home value | $697,300 | $925,700 | 2024 ACS 5-Year |
| Median gross rent | $2,245 | $2,567 | 2024 ACS 5-Year |
| Homeownership rate | 79.2% | 92.7% | 2024 ACS 5-Year |
| Unemployment rate | 3.8% | 3.8% | June 2026 |
| Employment change (year over year) | 1.5% | 1.5% | June 2026 |
| Bachelor's degree or higher | 67.0% | 70.7% | 2024 ACS 5-Year |
| Poverty rate | 4.3% | 3.1% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 14 | 20 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.9 | 1.8 | 12 months ending July 2026 |
| Permit change (year over year) | 0.0% | -42.9% | 12 months ending July 2026 |
| Average July high | 85°F | 85°F | 1991-2020 Normals |
| Average January low | 23°F | 23°F | 1991-2020 Normals |
| Annual precipitation | 44.9" | 44.9" | 1991-2020 Normals |
| Distance to major airport | 25 mi | 21 mi | NASR current cycle |
| Average commute | 34.5 min | 35.0 min | 2024 ACS 5-Year |
| Median age | 41.8 | 46.1 | 2024 ACS 5-Year |
| Public schools | 5 | 5 | 2024-25 school year |
| Students per teacher | 9.51 | 11.77 | 2024-25 school year |
| Math proficiency | 48.2% | 40.8% | 2019-20 school year |
| Reading proficiency | 66.4% | 57.5% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 7.3% | 0.7% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
07446
Elevated or high exposure: coastal flooding, earthquake.
07481
Elevated or high exposure: coastal flooding, earthquake.
Full profiles: 07446 — Ramsey, NJ · 07481 — Franklin Lakes, NJ · How this is calculated: methodology