95360Newman, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 95360.

43out of 100
Area Score
Bottom 3% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity5677th of 6,210 published ZIP areas30
Growth5007th of 5,428 published ZIP areas21
Housing affordability4525th of 6,685 published ZIP areas68
ClimateTop 41% of 6,789 published ZIP areas72
Physical resilience5800th of 6,709 published ZIP areas20
Access5328th of 6,791 published ZIP areas80
Economic stability3423rd of 6,742 published ZIP areas59
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 7.0% and the Opportunity signal places 95360 in the bottom 9%.

Residential permitting has slowed: 7 units authorized over the past twelve months, 78% below the prior year.

Physical-risk exposure is above the national median, driven mainly by inland flooding, earthquake and drought.

At a glance

Population
13,779
2024 ACS 5-Year
Median household income
$79,213
Top 39% nationally
Density
223/sq mi
61.8 sq mi of land
Median age
35.1
2024 ACS 5-Year
City
Newman
California
Metro area
Modesto, CA
Nearest major airport
SCK
41 mi · Stockton Metro
Median home value
$419,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 7.0% is lower than 3% of the 6,544 measured US ZIP areas.

Employment fell 1.5% over the past year, to 232,684 employed residents.

MetricValueCompared with peersSource period
Median household income ±$8,860$79,213Top 39%2024 ACS 5-Year
Per capita income ±$3,641$30,604Bottom 29%2024 ACS 5-Year
Poverty rate12.6%Top 41%2024 ACS 5-Year
Average commute36.5 minTop 14%2024 ACS 5-Year
Bachelor's degree or higher12.4%Bottom 17%2024 ACS 5-Year
Employment232,684Top 21%June 2026
Employment change (3 years)0.0%Top 50%June 2026
Employment change (year over year)-1.5%Bottom 34%June 2026
Labor force250,262Top 21%June 2026
Labor force participation69.8%Top 15%2024 ACS 5-Year
Mean annual wage$67,230Top 50%2025 OEWS
Median annual wage$50,610Top 50%2025 OEWS
Unemployment change (year over year)-0.5%Bottom 18%June 2026
Unemployment rate7.0%Top 3%June 2026
Median household income, successive ACS releases
202120222023202479k70k
Each point is a separate five-year estimate, most recently $79,213 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Modesto, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides9,160$34,320
Fast Food and Counter Workers6,700$42,630
Retail Salespersons5,140$37,430
Cashiers4,890$36,490
Registered Nurses4,850$132,590
Laborers and Freight, Stock, and Material Movers, Hand4,810$46,630

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Newman, CA, the city containing this ZIP code.

There are 20.1 students for every full-time teacher, more than in most measured places.

Public schools
7
2024-25 school year
Students per teacher
20.1
across all schools here
Math proficiency
Reading proficiency
SchoolDistrictStudentsPer teacherMathReading
Orestimba HighNewman-Crows Landing Unified92520.6
Yolo Junior HighNewman-Crows Landing Unified73819.4
Von Renner ElementaryNewman-Crows Landing Unified53021.2
Hurd Barrington ElementaryNewman-Crows Landing Unified42821.4
Hunt ElementaryNewman-Crows Landing Unified26817.9
West Side Valley High (Continuation)Newman-Crows Landing Unified4120.5
Foothill Community DayNewman-Crows Landing Unified11.0

68.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against California’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,424 takes 22% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.3 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
21.6%
Below the 30% cost-burdened threshold
Home price to income
5.3×
median home value ÷ median income
Median gross rent
$1,424
2024 ACS 5-Year
Median home value
$419,800
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.30Top 14%2024 ACS 5-Year
Homeownership rate63.2%Bottom 19%2024 ACS 5-Year
Housing units ±3534,564Top 29%2024 ACS 5-Year
Median gross rent ±$208$1,424Top 24%2024 ACS 5-Year
Median home value ±$18,956$419,800Top 19%2024 ACS 5-Year
Rent as a share of income21.6%Top 27%2024 ACS 5-Year
Vacancy rate10.1%Bottom 46%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
21/ 100
Ranks 5007 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.6 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
7
12 months ending July 2026
Per 1,000 residents
0.6
Bottom 17% nationally
Year over year
−78%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Newman, CA, the city containing this ZIP code.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 96°F and January a low of 36°F.

Normal annual precipitation is 10.4 inches.

Air quality measures a median index of 53, in the Moderate band, and about 38 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MERCED 23 WSW, 10.5 miles from this location.
Precipitation
JFMAMJJASOND2.4"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index101.02024 calendar year
Annual precipitation10.4"1991-2020 Normals
Average January low36°F1991-2020 Normals
Average July high96°F1991-2020 Normals
Comfortable months71991-2020 Normals
Days above AQI 100382024 calendar year
Median air quality index53.02024 calendar year
Seasonal temperature swing30°F1991-2020 Normals
Air quality
Median air quality index
53
Moderate on a typical day
Worst tenth of days
101
90th percentile index
Days above 100
38
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

20 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and drought.

DroughtHigh
EarthquakeHigh
Heat waveElevated
Inland floodingModerate
WildfireModerate

Low or minimal exposure: lightning, landslide, volcanic activity, hail, winter weather, tornado, strong wind, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Stanislaus County records 2.7 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 6.2 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 23.2 per 100,000 residents in Stanislaus County.

Homicide
2.7
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
6.2
per 100,000 residents · under 10 deaths
Drug overdose
23.2
per 100,000 residents · under 10 deaths
Suicide
9.6
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Stanislaus County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 95360 rather than 95360 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

7 major airports lie within 100 miles, the nearest 41 miles away.

AirportCodeDistanceLongest runway
Stockton MetroSCK41 mi10,245 ft
Norman Y Mineta San Jose IntlSJC49 mi11,000 ft
Oakland San Francisco BayOAK70 mi10,520 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
43
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

95360 vs Newman

How this ZIP area compares with Newman as a whole. Both figures come from the same ACS release, so the comparison is like for like.

95360
Newman
Median household income
$79,213
vs
$78,906
Per capita income
$30,604
vs
$29,310
Population density
223/sq mi
vs
5,744/sq mi
Median home value
$419,800
vs
$412,700
Median gross rent
$1,424
vs
$1,420
Homeownership rate
63.2%
vs
65.6%
Bachelor's degree or higher
12.4%
vs
11.3%
Poverty rate
12.6%
vs
12.2%
Median age
35.1
vs
35.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.