AreaProfile

91914Chula Vista, California

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 91914.

56
Area Score
Bottom 28% of 695 published profiles

How we calculate this

How this area ranks
OpportunityTop 35% of 727 published ZIP areas62
GrowthTop 47% of 701 published ZIP areas54
Housing affordability444th of 800 published ZIP areas65
ClimateTop 7% of 779 published ZIP areas100
Physical resilience764th of 800 published ZIP areas8
Access763rd of 779 published ZIP areas49
Economic stabilityTop 4% of 800 published ZIP areas83
The quick read

Physical-risk exposure is above the national median, driven mainly by inland flooding, wildfire and earthquake.

Its Area Score of 56 places 91914 in the top 72% of published ZIP profiles.

At a glance

Population
16,877
2024 ACS 5-Year
Median household income
$190,786
Top 1% nationally
Density
2,540/sq mi
6.6 sq mi of land
Median age
38.9
2024 ACS 5-Year
City
Chula Vista
California
Metro area
San Diego-Chula Vista-Carlsbad, CA
Nearest major airport
TRM
81 mi · Jacqueline Cochran Rgnl
Median home value
$1,049,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.8% is lower than 41% of the 1,061 measured US ZIP areas.

Employment fell 1.1% over the past year, to 127,137 employed residents.

51% of adults hold a four-year degree, higher than 88% of measured US ZIP areas.

Household income is higher than at least 99% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$19,239$190,786Top 1%2024 ACS 5-Year
Per capita income ±$3,739$57,944Top 12%2024 ACS 5-Year
Poverty rate4.6%Bottom 18%2024 ACS 5-Year
Average commute31.3 minTop 32%2024 ACS 5-Year
Bachelor's degree or higher50.7%Top 12%2024 ACS 5-Year
Employment127,137Bottom 24%June 2026
Employment change (3 years)0.3%Top 50%June 2026
Employment change (year over year)-1.1%Bottom 44%June 2026
Labor force133,544Bottom 24%June 2026
Labor force participation67.5%Top 23%2024 ACS 5-Year
Mean annual wage$79,060Top 12%2025 OEWS
Median annual wage$58,690Top 17%2025 OEWS
Unemployment change (year over year)-0.3%Bottom 41%June 2026
Unemployment rate4.8%Top 41%June 2026
Median household income, successive ACS releases
2021202220232024191k150k
Each point is a separate five-year estimate, most recently $190,786 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — San Diego-Chula Vista-Carlsbad, CA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides57,080$35,300
Fast Food and Counter Workers42,550$42,190
Retail Salespersons34,390$37,810
Cashiers30,420$37,020
Registered Nurses28,680$139,520
Office Clerks, General28,470$49,920

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Chula Vista, CA, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $3,501 takes 22% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.5 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
22.0%
Below the 30% cost-burdened threshold
Home price to income
5.5×
median home value ÷ median income
Median gross rent
$3,501
2024 ACS 5-Year
Median home value
$1,049,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.50Top 13%2024 ACS 5-Year
Homeownership rate80.3%Top 46%2024 ACS 5-Year
Housing units ±4044,929Top 28%2024 ACS 5-Year
Median gross rent$3,501Top 1%2024 ACS 5-Year
Median home value ±$41,535$1,049,600Top 2%2024 ACS 5-Year
Rent as a share of income22.0%Top 25%2024 ACS 5-Year
Vacancy rate2.2%Bottom 9%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
54/ 100
Top 47% of 701 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

77% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 3.4 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
941
12 months ending July 2026
Per 1,000 residents
3.4
Bottom 48% nationally
Year over year
+27%
vs the prior twelve months
Multifamily share
77.3%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Chula Vista, CA, the city containing this ZIP code.

Weather & climate

12 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 78°F and January a low of 44°F.

Normal annual precipitation is 10.2 inches.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SAN DIEGO BROWN FLD, 6.6 miles from this location.
Precipitation
JFMAMJJASOND2.4"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation10.2"1991-2020 Normals
Average January low44°F1991-2020 Normals
Average July high78°F1991-2020 Normals
Comfortable months121991-2020 Normals
Seasonal temperature swing17°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

8 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, wildfire and earthquake.

WildfireHigh
Inland floodingModerate
EarthquakeHigh
Heat waveModerate
AvalancheModerate

Low or minimal exposure: landslide, lightning, hail, coastal flooding, tornado, drought, tsunami, strong wind, winter weather, volcanic activity, hurricane, cold wave.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

2 major airports lie within 100 miles, the nearest 81 miles away.

AirportCodeDistanceLongest runway
Jacqueline Cochran RgnlTRM81 mi8,500 ft
Palm Springs IntlPSP84 mi10,000 ft
San Bernardino IntlSBD100 mi10,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
56
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

91914 vs Chula Vista

How this ZIP area compares with Chula Vista as a whole. Both figures come from the same ACS release, so the comparison is like for like.

91914
Chula Vista
Median household income
$190,786
vs
$108,032
Per capita income
$57,944
vs
$41,343
Population density
2,540/sq mi
vs
5,568/sq mi
Median home value
$1,049,600
vs
$758,700
Median gross rent
$3,501
vs
$2,229
Homeownership rate
80.3%
vs
59.8%
Bachelor's degree or higher
50.7%
vs
33.2%
Poverty rate
4.6%
vs
8.7%
Median age
38.9
vs
37.1

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.