AreaProfile

98122Seattle, Washington

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 98122.

59
Area Score
Bottom 40% of 695 published profiles

How we calculate this

How this area ranks
OpportunityTop 48% of 727 published ZIP areas56
GrowthTop 30% of 701 published ZIP areas61
Housing affordability679th of 800 published ZIP areas45
ClimateTop 37% of 779 published ZIP areas74
Physical resilience572nd of 800 published ZIP areas40
Access445th of 779 published ZIP areas95
Economic stabilityTop 32% of 800 published ZIP areas67
The quick read

Development activity is both elevated and accelerating — 4,827 housing units permitted over the past twelve months, up 25% on the prior year.

Housing costs more relative to local incomes than in most published city profiles, with rent taking 22% of median household income.

Physical-risk exposure is above the national median, driven mainly by earthquake, heat wave and avalanche.

At a glance

Population
43,234
2024 ACS 5-Year
Median household income
$106,886
Top 15% nationally
Density
18,508/sq mi
2.3 sq mi of land
Median age
32.4
2024 ACS 5-Year
City
Seattle
Washington
Metro area
Seattle-Tacoma-Bellevue, WA
Nearest major airport
BFI
6 mi · Boeing Fld/King County Intl
Median home value
$957,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.7% is lower than 49% of the 1,061 measured US ZIP areas.

Employment fell 1.6% over the past year, to 480,320 employed residents.

71% of adults hold a four-year degree, higher than 97% of measured US ZIP areas.

Household income is higher than at least 85% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$9,522$106,886Top 15%2024 ACS 5-Year
Per capita income ±$5,091$92,135Top 2%2024 ACS 5-Year
Poverty rate12.9%Top 40%2024 ACS 5-Year
Average commute25.5 minBottom 37%2024 ACS 5-Year
Bachelor's degree or higher71.2%Top 3%2024 ACS 5-Year
Employment480,320Top 35%June 2026
Employment change (3 years)-1.8%Bottom 20%June 2026
Employment change (year over year)-1.6%Bottom 33%June 2026
Labor force503,985Top 35%June 2026
Labor force participation79.1%Top 4%2024 ACS 5-Year
Mean annual wage$91,790Top 5%2025 OEWS
Median annual wage$72,610Top 4%2025 OEWS
Unemployment change (year over year)0.5%Top 36%June 2026
Unemployment rate4.7%Top 49%June 2026
Median household income, successive ACS releases
2021202220232024107k87k
Each point is a separate five-year estimate, most recently $106,886 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Seattle-Tacoma-Bellevue, WA
OccupationPeople employedMedian annual wage
Software Developers92,770$167,280
Home Health and Personal Care Aides54,670$48,210
Fast Food and Counter Workers49,190$39,150
Retail Salespersons46,620$42,080
Registered Nurses39,900$128,260
Business Operations Specialists, All Other38,800$101,920

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Seattle, WA, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,991 takes 22% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 9.0 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
22.4%
Below the 30% cost-burdened threshold
Home price to income
9.0×
median home value ÷ median income
Median gross rent
$1,991
2024 ACS 5-Year
Median home value
$957,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income8.95Top 3%2024 ACS 5-Year
Homeownership rate28.4%Bottom 3%2024 ACS 5-Year
Housing units ±86125,718Top 1%2024 ACS 5-Year
Median gross rent ±$64$1,991Top 8%2024 ACS 5-Year
Median home value ±$38,356$957,100Top 3%2024 ACS 5-Year
Rent as a share of income22.4%Top 24%2024 ACS 5-Year
Vacancy rate6.8%Bottom 32%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
61/ 100
Top 30% of 701 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

70% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 6.5 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
4,827
12 months ending July 2026
Per 1,000 residents
6.5
Top 20% nationally
Year over year
+25%
vs the prior twelve months
Multifamily share
69.7%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Seattle, WA, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 77°F and January a low of 37°F.

Normal annual precipitation is 36.5 inches.

30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station SEATTLE BOEING FLD, 5.5 miles from this location.
Precipitation
JFMAMJJASOND5.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation36.5"1991-2020 Normals
Average January low37°F1991-2020 Normals
Average July high77°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing26°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

40 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, heat wave and avalanche.

EarthquakeElevated
AvalancheModerate
LandslideModerate
Heat waveModerate
Volcanic activityModerate

Low or minimal exposure: inland flooding, winter weather, ice storm, wildfire, lightning, tornado, coastal flooding, tsunami, cold wave, drought, strong wind, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

2 major airports lie within 100 miles, the nearest 6 miles away.

AirportCodeDistanceLongest runway
Boeing Fld/King County IntlBFI6 mi10,007 ft
Seattle-Tacoma IntlSEA11 mi11,901 ft
Portland IntlPDX140 mi11,000 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
59
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

98122 vs Seattle

How this ZIP area compares with Seattle as a whole. Both figures come from the same ACS release, so the comparison is like for like.

98122
Seattle
Median household income
$106,886
vs
$123,860
Per capita income
$92,135
vs
$86,095
Population density
18,508/sq mi
vs
8,979/sq mi
Median home value
$957,100
vs
$938,600
Median gross rent
$1,991
vs
$2,030
Homeownership rate
28.4%
vs
43.7%
Bachelor's degree or higher
71.2%
vs
68.4%
Poverty rate
12.9%
vs
9.9%
Median age
32.4
vs
35.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.