AreaProfile

84045Saratoga Springs, Utah

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 84045.

73
Area Score
Top 14% of 3,833 published profiles

How we calculate this

How this area ranks
OpportunityTop 7% of 4,073 published ZIP areas81
GrowthTop 3% of 3,947 published ZIP areas80
Housing affordabilityTop 50% of 4,553 published ZIP areas76
Climate4235th of 4,621 published ZIP areas57
Physical resilience2663rd of 4,554 published ZIP areas49
AccessTop 27% of 4,623 published ZIP areas98
Economic stabilityTop 5% of 4,591 published ZIP areas84
The quick read

84045 ranks in the top 7% of published ZIP profiles for employment opportunity, with unemployment at 3.8% and median household income of $130,331.

Residential permitting has slowed: 1,264 units authorized over the past twelve months, 22% below the prior year.

A major airport is 12 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
45,429
2024 ACS 5-Year
Median household income
$130,331
Top 7% nationally
Density
874/sq mi
51.9 sq mi of land
Median age
23.7
2024 ACS 5-Year
City
Saratoga Springs
Utah
Metro area
Provo-Orem-Lehi, UT
Nearest major airport
PVU
12 mi · Provo Muni
Median home value
$613,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.8% is lower than 78% of the 4,387 measured US ZIP areas.

Employment fell 0.6% over the past year, to 23,229 employed residents.

51% of adults hold a four-year degree, higher than 88% of measured US ZIP areas.

Household income is higher than at least 93% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$7,352$130,331Top 7%2024 ACS 5-Year
Per capita income ±$1,841$36,625Top 50%2024 ACS 5-Year
Poverty rate4.7%Bottom 18%2024 ACS 5-Year
Average commute31.2 minTop 32%2024 ACS 5-Year
Bachelor's degree or higher50.9%Top 12%2024 ACS 5-Year
Employment23,229Bottom 24%June 2026
Employment change (3 years)6.4%Top 3%June 2026
Employment change (year over year)-0.6%Top 43%June 2026
Labor force24,151Bottom 23%June 2026
Labor force participation72.5%Top 9%2024 ACS 5-Year
Mean annual wage$64,230Bottom 33%2025 OEWS
Median annual wage$48,010Bottom 26%2025 OEWS
Unemployment change (year over year)-0.2%Bottom 37%June 2026
Unemployment rate3.8%Bottom 22%June 2026
Median household income, successive ACS releases
2021202220232024130k107k
Each point is a separate five-year estimate, most recently $130,331 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Provo-Orem-Lehi, UT
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers12,060$28,710
Retail Salespersons8,710$33,120
General and Operations Managers7,910$95,790
Software Developers7,870$131,210
Customer Service Representatives7,780$39,560
Office Clerks, General6,540$43,080

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Saratoga Springs, UT, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $2,201 takes 20% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.7 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
20.3%
Below the 30% cost-burdened threshold
Home price to income
4.7×
median home value ÷ median income
Median gross rent
$2,201
2024 ACS 5-Year
Median home value
$613,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.70Top 19%2024 ACS 5-Year
Homeownership rate85.2%Top 31%2024 ACS 5-Year
Housing units ±42111,733Top 13%2024 ACS 5-Year
Median gross rent ±$116$2,201Top 5%2024 ACS 5-Year
Median home value ±$13,344$613,100Top 9%2024 ACS 5-Year
Rent as a share of income20.3%Top 34%2024 ACS 5-Year
Vacancy rate4.7%Bottom 21%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
80/ 100
Top 3% of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 2% of permitted units are in buildings of five or more homes.

At 26.1 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
1,264
12 months ending July 2026
Per 1,000 residents
26.1
Top 1% nationally
Year over year
−22%
vs the prior twelve months
Multifamily share
2.4%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Saratoga Springs, UT, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 92°F and January a low of 19°F.

Normal annual precipitation is 13.1 inches, including 26.3 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station UTAH LAKE LEHI, 5.0 miles from this location.
Precipitation
JFMAMJJASOND1.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation13.1"1991-2020 Normals
Annual snowfall26.3"1991-2020 Normals
Average January low19°F1991-2020 Normals
Average July high92°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing47°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

49 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are earthquake, wildfire and heat wave.

WildfireHigh
EarthquakeModerate
Heat waveModerate
AvalancheModerate
LandslideModerate

Low or minimal exposure: lightning, winter weather, inland flooding, strong wind, volcanic activity, drought, tornado, ice storm, cold wave, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

5 major airports lie within 100 miles, the nearest 12 miles away.

AirportCodeDistanceLongest runway
Provo MuniPVU12 mi8,603 ft
Salt Lake City IntlSLC34 mi12,002 ft
Ogden-HinckleyOGD63 mi8,107 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
73
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

84045 vs Saratoga Springs

How this ZIP area compares with Saratoga Springs as a whole. Both figures come from the same ACS release, so the comparison is like for like.

84045
Saratoga Springs
Median household income
$130,331
vs
$128,802
Per capita income
$36,625
vs
$36,518
Population density
874/sq mi
vs
2,075/sq mi
Median home value
$613,100
vs
$605,500
Median gross rent
$2,201
vs
$2,256
Homeownership rate
85.2%
vs
84.5%
Bachelor's degree or higher
50.9%
vs
51.7%
Poverty rate
4.7%
vs
5.0%
Median age
23.7
vs
24.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.