AreaProfile

75069McKinney, Texas

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 75069.

69
Area Score
Top 21% of 695 published profiles

How we calculate this

How this area ranks
OpportunityTop 26% of 727 published ZIP areas66
GrowthTop 4% of 701 published ZIP areas76
Housing affordability438th of 800 published ZIP areas66
Climate520th of 779 published ZIP areas65
Physical resilienceTop 33% of 800 published ZIP areas67
Access671st of 779 published ZIP areas89
Economic stability557th of 800 published ZIP areas50
The quick read

Its Area Score of 69 places 75069 in the top 21% of published ZIP profiles.

At a glance

Population
40,032
2024 ACS 5-Year
Median household income
$85,327
Top 32% nationally
Density
1,189/sq mi
33.7 sq mi of land
Median age
38.9
2024 ACS 5-Year
City
McKinney
Texas
Metro area
Dallas-Fort Worth-Arlington, TX
Nearest major airport
DAL
27 mi · Dallas Love Fld
Median home value
$432,600
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.8% is lower than 41% of the 1,061 measured US ZIP areas.

Employment fell 0.4% over the past year, to 120,613 employed residents.

37% of adults hold a four-year degree, higher than 76% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$7,686$85,327Top 32%2024 ACS 5-Year
Per capita income ±$3,861$47,272Top 23%2024 ACS 5-Year
Poverty rate13.3%Top 38%2024 ACS 5-Year
Average commute25.9 minBottom 40%2024 ACS 5-Year
Bachelor's degree or higher36.9%Top 24%2024 ACS 5-Year
Employment120,613Bottom 22%June 2026
Employment change (3 years)6.9%Top 1%June 2026
Employment change (year over year)-0.4%Top 33%June 2026
Labor force126,679Bottom 23%June 2026
Labor force participation61.6%Top 47%2024 ACS 5-Year
Mean annual wage$70,630Top 37%2025 OEWS
Median annual wage$51,440Top 40%2025 OEWS
Unemployment change (year over year)0.8%Top 15%June 2026
Unemployment rate4.8%Top 41%June 2026
Median household income, successive ACS releases
202120222023202485k66k
Each point is a separate five-year estimate, most recently $85,327 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Dallas-Fort Worth-Arlington, TX
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers128,380$28,070
General and Operations Managers125,090$111,010
Stockers and Order Fillers111,100$37,590
Retail Salespersons100,340$33,400
Customer Service Representatives96,930$44,990
Laborers and Freight, Stock, and Material Movers, Hand81,940$38,510

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for McKinney, TX, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,618 takes 23% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.1 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
22.8%
Below the 30% cost-burdened threshold
Home price to income
5.1×
median home value ÷ median income
Median gross rent
$1,618
2024 ACS 5-Year
Median home value
$432,600
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income5.07Top 16%2024 ACS 5-Year
Homeownership rate52.4%Bottom 11%2024 ACS 5-Year
Housing units ±74617,022Top 6%2024 ACS 5-Year
Median gross rent ±$79$1,618Top 18%2024 ACS 5-Year
Median home value ±$26,627$432,600Top 17%2024 ACS 5-Year
Rent as a share of income22.8%Top 22%2024 ACS 5-Year
Vacancy rate7.7%Bottom 36%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
76/ 100
Top 4% of 701 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 15.1 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
3,065
12 months ending July 2026
Per 1,000 residents
15.1
Top 1% nationally
Year over year
−3%
vs the prior twelve months
Multifamily share
53.2%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for McKinney, TX, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 95°F and January a low of 34°F.

Normal annual precipitation is 38.3 inches.

20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MCKINNEY MUNI AP, 1.2 miles from this location.
Precipitation
JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation38.3"1991-2020 Normals
Average January low34°F1991-2020 Normals
Average July high95°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing40°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

67 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hail and lightning.

HailHigh
LightningModerate

Low or minimal exposure: tornado, heat wave, inland flooding, cold wave, ice storm, winter weather, strong wind, earthquake, wildfire, hurricane, landslide, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

6 major airports lie within 100 miles, the nearest 27 miles away.

AirportCodeDistanceLongest runway
Dallas Love FldDAL27 mi8,800 ft
MajorsGVT31 mi8,030 ft
Dallas-Fort Worth IntlDFW32 mi13,401 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
69
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

75069 vs McKinney

How this ZIP area compares with McKinney as a whole. Both figures come from the same ACS release, so the comparison is like for like.

75069
McKinney
Median household income
$85,327
vs
$124,215
Per capita income
$47,272
vs
$55,643
Population density
1,189/sq mi
vs
3,081/sq mi
Median home value
$432,600
vs
$471,800
Median gross rent
$1,618
vs
$1,901
Homeownership rate
52.4%
vs
63.8%
Bachelor's degree or higher
36.9%
vs
54.1%
Poverty rate
13.3%
vs
5.7%
Median age
38.9
vs
36.9

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.