AreaProfile

02889Warwick, Rhode Island

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 02889.

70
Area Score
Top 18% of 5,298 published profiles

How we calculate this

How this area ranks
OpportunityTop 46% of 6,210 published ZIP areas57
SchoolsTop 40% of 4,422 published ZIP areas59
GrowthTop 31% of 5,428 published ZIP areas61
Housing affordabilityTop 39% of 6,685 published ZIP areas87
Climate4442nd of 6,789 published ZIP areas65
Physical resilienceTop 15% of 6,709 published ZIP areas86
AccessTop 15% of 6,791 published ZIP areas99
Economic stabilityTop 43% of 6,742 published ZIP areas63
The quick read

Development activity is both elevated and accelerating — 470 housing units permitted over the past twelve months, up 33% on the prior year.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 02889 in the top 15% for physical resilience.

A major airport is 3 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
27,516
2024 ACS 5-Year
Median household income
$83,946
Top 33% nationally
Density
3,254/sq mi
8.5 sq mi of land
Median age
45.4
2024 ACS 5-Year
City
Warwick
Rhode Island
Metro area
Providence-Warwick, RI-MA
Nearest major airport
PVD
3 mi · Rhode Island TF Green Intl
Median home value
$336,000
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 2.8% is lower than 98% of the 6,544 measured US ZIP areas.

Employment fell 2.6% over the past year, to 43,438 employed residents.

MetricValueCompared with peersSource period
Median household income ±$7,631$83,946Top 33%2024 ACS 5-Year
Per capita income ±$2,855$44,402Top 28%2024 ACS 5-Year
Poverty rate9.4%Bottom 44%2024 ACS 5-Year
Average commute29.0 minTop 43%2024 ACS 5-Year
Bachelor's degree or higher26.1%Top 43%2024 ACS 5-Year
Employment43,438Bottom 43%June 2026
Employment change (3 years)-2.1%Bottom 19%June 2026
Employment change (year over year)-2.6%Bottom 12%June 2026
Labor force44,679Bottom 42%June 2026
Labor force participation63.1%Top 40%2024 ACS 5-Year
Mean annual wage$69,290Top 42%2025 OEWS
Median annual wage$53,680Top 36%2025 OEWS
Unemployment change (year over year)-1.0%Bottom 7%June 2026
Unemployment rate2.8%Bottom 2%June 2026
Median household income, successive ACS releases
202120222023202486k79k
Each point is a separate five-year estimate, most recently $83,946 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Providence-Warwick, RI-MA
OccupationPeople employedMedian annual wage
Fast Food and Counter Workers21,530$33,700
Retail Salespersons20,910$35,230
Home Health and Personal Care Aides15,670$40,890
Registered Nurses15,180$99,880
Cashiers14,440$34,540
General and Operations Managers14,110$110,360

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Warwick, RI, the city containing this ZIP code.

10% of students met the state standard in mathematics and 30% in reading, across the schools here that reported results.

There are 12.3 students for every full-time teacher, fewer than in most measured places.

Public schools
5
2024-25 school year
Students per teacher
12.3
across all schools here
Math proficiency
10.4%
Bottom 46% in Rhode Island
Reading proficiency
29.8%
Top 42% in Rhode Island
SchoolDistrictStudentsPer teacherMathReading
Warwick Veterans Middle SchoolWarwick1,05911.43%18%
Oakland Beach SchoolWarwick32611.28%28%
Sherman SchoolWarwick32413.021%45%
Warwick Neck SchoolWarwick29016.122%51%
Hoxsie SchoolWarwick27813.918%38%

51.5% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Rhode Island’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,326 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.0 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
19.0%
Below the 30% cost-burdened threshold
Home price to income
4.0×
median home value ÷ median income
Median gross rent
$1,326
2024 ACS 5-Year
Median home value
$336,000
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.00Top 29%2024 ACS 5-Year
Homeownership rate79.1%Top 49%2024 ACS 5-Year
Housing units ±46711,994Top 13%2024 ACS 5-Year
Median gross rent ±$206$1,326Top 29%2024 ACS 5-Year
Median home value ±$8,369$336,000Top 28%2024 ACS 5-Year
Rent as a share of income19.0%Top 41%2024 ACS 5-Year
Vacancy rate4.3%Bottom 19%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
61/ 100
Top 31% of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

80% of recently permitted units are in buildings of five or more homes, so new supply is concentrated in apartments and condominiums rather than detached houses.

At 5.7 permitted units per 1,000 residents, building activity is above the median for measured US ZIP areas.

Units permitted
470
12 months ending July 2026
Per 1,000 residents
5.7
Top 27% nationally
Year over year
+33%
vs the prior twelve months
Multifamily share
80.4%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Warwick, RI, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 84°F and January a low of 22°F.

Normal annual precipitation is 47.5 inches, including 36.6 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station PROVIDENCE T F GREEN AP, 3.2 miles from this location.
Precipitation
JFMAMJJASOND4.9"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation47.5"1991-2020 Normals
Annual snowfall36.6"1991-2020 Normals
Average January low22°F1991-2020 Normals
Average July high84°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing44°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

86 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, earthquake and coastal flooding.

HurricaneModerate
EarthquakeModerate
Coastal floodingModerate

Low or minimal exposure: inland flooding, ice storm, heat wave, lightning, winter weather, strong wind, landslide, tornado, cold wave, drought, wildfire, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

5 major airports lie within 100 miles, the nearest 3 miles away.

AirportCodeDistanceLongest runway
Rhode Island TF Green IntlPVD3 mi8,700 ft
General Edward Lawrence Logan IntlBOS50 mi10,083 ft
Bradley IntlBDL69 mi9,510 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
70
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

02889 vs Warwick

How this ZIP area compares with Warwick as a whole. Both figures come from the same ACS release, so the comparison is like for like.

02889
Warwick
Median household income
$83,946
vs
$88,708
Per capita income
$44,402
vs
$48,016
Population density
3,254/sq mi
vs
2,376/sq mi
Median home value
$336,000
vs
$354,600
Median gross rent
$1,326
vs
$1,363
Homeownership rate
79.1%
vs
73.3%
Bachelor's degree or higher
26.1%
vs
33.7%
Poverty rate
9.4%
vs
7.6%
Median age
45.4
vs
44.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.