63138Spanish Lake, Missouri

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 63138.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Opportunity3270th of 6,210 published ZIP areas54
Schools4288th of 4,422 published ZIP areas12
Housing affordabilityTop 43% of 6,685 published ZIP areas84
Climate4002nd of 6,789 published ZIP areas68
Physical resilienceTop 40% of 6,709 published ZIP areas67
AccessTop 21% of 6,791 published ZIP areas98
Economic stability4684th of 6,742 published ZIP areas48
The quick read

Unemployment is 3.9% and median household income $56,096, putting employment conditions in the middle range of published ZIP profiles.

In the public schools here, 4% of students met the state standard in mathematics, with 15.5 students for every teacher.

A major airport is 10 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
18,233
2024 ACS 5-Year
Median household income
$56,096
Bottom 23% nationally
Density
984/sq mi
18.5 sq mi of land
Median age
33.1
2024 ACS 5-Year
City
Spanish Lake
Missouri
Metro area
St. Louis, MO-IL
Nearest major airport
ALN
10 mi · St Louis Rgnl
Median home value
$139,100
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 3.9% is lower than 71% of the 6,544 measured US ZIP areas.

Employment grew 0.2% over the past year, to 510,899 employed residents.

Median household income of $56,096 is below 77% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$4,649$56,096Bottom 23%2024 ACS 5-Year
Per capita income ±$2,488$30,043Bottom 27%2024 ACS 5-Year
Poverty rate14.6%Top 33%2024 ACS 5-Year
Average commute26.7 minBottom 44%2024 ACS 5-Year
Bachelor's degree or higher15.6%Bottom 27%2024 ACS 5-Year
Employment510,899Top 11%June 2026
Employment change (3 years)0.7%Top 41%June 2026
Employment change (year over year)0.2%Top 26%June 2026
Labor force531,421Top 10%June 2026
Labor force participation68.3%Top 20%2024 ACS 5-Year
Mean annual wage$66,330Bottom 42%2025 OEWS
Median annual wage$49,990Bottom 46%2025 OEWS
Unemployment change (year over year)-0.4%Bottom 25%June 2026
Unemployment rate3.9%Bottom 29%June 2026
Median household income, successive ACS releases
202120222023202456k45k
Each point is a separate five-year estimate, most recently $56,096 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — St. Louis, MO-IL
OccupationPeople employedMedian annual wage
General and Operations Managers46,410$93,140
Home Health and Personal Care Aides44,200$34,490
Registered Nurses35,200$83,180
Cashiers31,130$32,380
Retail Salespersons29,750$33,820
Stockers and Order Fillers28,940$37,840

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Spanish Lake, MO, the city containing this ZIP code.

4% of students met the state standard in mathematics and 15% in reading, across the schools here that reported results.

There are 15.5 students for every full-time teacher, fewer than in most measured places.

Public schools
12
2024-25 school year
Students per teacher
15.5
across all schools here
Math proficiency
4.4%
Bottom 1% in Missouri
Reading proficiency
14.8%
Bottom 3% in Missouri
SchoolDistrictStudentsPer teacherMathReading
HAZELWOOD EAST HIGHHAZELWOOD1,31025.7
SOUTHEAST MIDDLEHAZELWOOD49114.03%22%
ARROWPOINT ELEM.HAZELWOOD37113.75%12%
LARIMORE ELEM.HAZELWOOD33013.25%9%
TWILLMAN ELEM.HAZELWOOD27313.04%6%
EAST MIDDLEHAZELWOOD1675.68%27%
BISSELL HALLDIVISION OF YOUTH SERVICE2222.0
LEWIS AND CLARK HALLDIVISION OF YOUTH SERVICE1414.0
FORT BELLEFONTAINE CAMPUSDIVISION OF YOUTH SERVICE126.0
TWIN RIVERSDIVISION OF YOUTH SERVICE1010.0
DISCOVERY HALLDIVISION OF YOUTH SERVICE0
SPANISH LAKE CAMPUSDIVISION OF YOUTH SERVICE0

99.3% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Missouri’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,161 takes 25% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.5 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
24.8%
Below the 30% cost-burdened threshold
Home price to income
2.5×
median home value ÷ median income
Median gross rent
$1,161
2024 ACS 5-Year
Median home value
$139,100
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.48Bottom 29%2024 ACS 5-Year
Homeownership rate49.9%Bottom 9%2024 ACS 5-Year
Housing units ±6189,082Top 18%2024 ACS 5-Year
Median gross rent ±$77$1,161Top 38%2024 ACS 5-Year
Median home value ±$19,687$139,100Bottom 23%2024 ACS 5-Year
Rent as a share of income24.8%Top 15%2024 ACS 5-Year
Vacancy rate19.2%Top 28%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 24°F.

Normal annual precipitation is 41.7 inches, including 16.6 inches of snow.

Air quality measures a median index of 43, in the Good band, and about 2 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station ST LOUIS LAMBERT INTL AP, 10.3 miles from this location.
Precipitation
JFMAMJJASOND4.8"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index58.02024 calendar year
Annual precipitation41.7"1991-2020 Normals
Annual snowfall16.6"1991-2020 Normals
Average January low24°F1991-2020 Normals
Average July high90°F1991-2020 Normals
Comfortable months61991-2020 Normals
Days above AQI 10022024 calendar year
Median air quality index43.02024 calendar year
Seasonal temperature swing48°F1991-2020 Normals
Air quality
Median air quality index
43
Good on a typical day
Worst tenth of days
58
90th percentile index
Days above 100
2
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

67 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, earthquake and hail.

HailHigh
Inland floodingModerate
EarthquakeModerate
Ice stormModerate

Low or minimal exposure: heat wave, lightning, cold wave, winter weather, tornado, landslide, strong wind, wildfire, hurricane, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

St. Louis County records 13.1 homicide deaths per 100,000 residents a year, higher than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 21.6 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 17.8 per 100,000 residents in St. Louis County.

Homicide
13.1
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
21.6
per 100,000 residents · under 10 deaths
Drug overdose
17.8
per 100,000 residents · under 10 deaths
Suicide
15.8
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for St. Louis County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 63138 rather than 63138 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 10 miles away.

AirportCodeDistanceLongest runway
St Louis RgnlALN10 mi8,099 ft
St Louis Lambert IntlSTL10 mi11,020 ft
Abraham Lincoln CapitalSPI77 mi8,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

63138 vs Spanish Lake

How this ZIP area compares with Spanish Lake as a whole. Both figures come from the same ACS release, so the comparison is like for like.

63138
Spanish Lake
Median household income
$56,096
vs
$55,920
Per capita income
$30,043
vs
$29,313
Population density
984/sq mi
vs
2,424/sq mi
Median home value
$139,100
vs
$135,600
Median gross rent
$1,161
vs
$1,160
Homeownership rate
49.9%
vs
49.2%
Bachelor's degree or higher
15.6%
vs
14.3%
Poverty rate
14.6%
vs
14.8%
Median age
33.1
vs
33.0

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.