AreaProfile

01104Springfield, Massachusetts

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 01104.

47
Area Score
Bottom 10% of 5,298 published profiles

How we calculate this

How this area ranks
Opportunity5796th of 6,210 published ZIP areas28
Schools3191st of 4,422 published ZIP areas34
Growth4113th of 5,428 published ZIP areas34
Housing affordability5100th of 6,685 published ZIP areas61
Climate5824th of 6,789 published ZIP areas60
Physical resilienceTop 48% of 6,709 published ZIP areas60
AccessTop 4% of 6,791 published ZIP areas100
Economic stability5667th of 6,742 published ZIP areas37
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 6.7% and the Opportunity signal places 01104 in the bottom 7%.

Residential permitting has slowed: 37 units authorized over the past twelve months, 55% below the prior year.

A major airport is 8 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
23,209
2024 ACS 5-Year
Median household income
$50,154
Bottom 15% nationally
Density
4,436/sq mi
5.2 sq mi of land
Median age
34.7
2024 ACS 5-Year
City
Springfield
Massachusetts
Metro area
Springfield, MA
Nearest major airport
BAF
8 mi · Westfield-Barnes Rgnl
Median home value
$234,800
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 6.7% is lower than 4% of the 6,544 measured US ZIP areas.

Employment fell 0.8% over the past year, to 63,751 employed residents.

Median household income of $50,154 is below 85% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$7,617$50,154Bottom 15%2024 ACS 5-Year
Per capita income ±$2,573$27,194Bottom 18%2024 ACS 5-Year
Poverty rate21.6%Top 16%2024 ACS 5-Year
Average commute18.8 minBottom 10%2024 ACS 5-Year
Bachelor's degree or higher14.5%Bottom 23%2024 ACS 5-Year
Employment63,751Top 45%June 2026
Employment change (3 years)1.2%Top 34%June 2026
Employment change (year over year)-0.8%Top 50%June 2026
Labor force68,295Top 45%June 2026
Labor force participation56.3%Bottom 35%2024 ACS 5-Year
Mean annual wage$67,710Top 46%2025 OEWS
Median annual wage$51,930Top 39%2025 OEWS
Unemployment change (year over year)-0.4%Bottom 27%June 2026
Unemployment rate6.7%Top 4%June 2026
Median household income, successive ACS releases
202120222023202450k41k
Each point is a separate five-year estimate, most recently $50,154 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Springfield, MA
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides15,840$40,860
Registered Nurses5,830$98,410
Fast Food and Counter Workers5,660$34,130
Retail Salespersons4,410$35,440
General and Operations Managers4,390$106,390
Cashiers3,610$34,030

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Springfield, MA, the city containing this ZIP code.

15% of students met the state standard in mathematics and 29% in reading, across the schools here that reported results.

There are 10.9 students for every full-time teacher, fewer than in most measured places.

Public schools
12
2024-25 school year
Students per teacher
10.9
across all schools here
Math proficiency
14.5%
Bottom 17% in Massachusetts
Reading proficiency
29.5%
Bottom 21% in Massachusetts
SchoolDistrictStudentsPer teacherMathReading
The Springfield Renaissance School an Expeditionary LearningSpringfield59311.217%32%
Edward P. Boland SchoolSpringfield58713.07%18%
Springfield Preparatory Charter School · charterSpringfield Preparatory Charter School48611.325%45%
Alfred G. Zanetti Montessori Magnet SchoolSpringfield43213.931%60%
Baystate Academy Charter Public School · charterBaystate Academy Charter Public School3886.83%17%
Mary O PottengerSpringfield36511.119%39%
Samuel BowlesSpringfield32510.510%21%
GlenwoodSpringfield27512.05%22%
Van Sickle AcademySpringfield26211.912%8%
LibertySpringfield23812.515%28%
Van Sickle PrepSpringfield20611.48%17%
Springfield Public Day Elementary SchoolSpringfield333.7

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Massachusetts’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,120 takes 27% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.7 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
26.8%
Below the 30% cost-burdened threshold
Home price to income
4.7×
median home value ÷ median income
Median gross rent
$1,120
2024 ACS 5-Year
Median home value
$234,800
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.68Top 19%2024 ACS 5-Year
Homeownership rate47.8%Bottom 8%2024 ACS 5-Year
Housing units ±6279,568Top 17%2024 ACS 5-Year
Median gross rent ±$224$1,120Top 41%2024 ACS 5-Year
Median home value ±$11,301$234,800Top 46%2024 ACS 5-Year
Rent as a share of income26.8%Top 10%2024 ACS 5-Year
Vacancy rate5.5%Bottom 25%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
34/ 100
Ranks 4113 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 0.2 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
37
12 months ending July 2026
Per 1,000 residents
0.2
Bottom 10% nationally
Year over year
−55%
vs the prior twelve months
Multifamily share
40.5%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Springfield, MA, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 16°F.

Normal annual precipitation is 45.2 inches.

0°20°40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station WESTFIELD BARNES MUNI AP, 7.8 miles from this location.
Precipitation
JFMAMJJASOND4.7"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation45.2"1991-2020 Normals
Average January low16°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing48°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

60 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding, hurricane and earthquake.

Inland floodingModerate
Ice stormModerate
HurricaneElevated
EarthquakeModerate
Heat waveModerate
TornadoModerate
DroughtModerate

Low or minimal exposure: strong wind, cold wave, winter weather, hail, lightning, landslide, wildfire, avalanche.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Crime
The FBI’s Crime Data Explorer is the only source with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. Reported crime is also easy to misread: agency participation varies year to year, and a city that draws a large daytime workforce carries incidents its residents did not generate.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

7 major airports lie within 100 miles, the nearest 8 miles away.

AirportCodeDistanceLongest runway
Westfield-Barnes RgnlBAF8 mi9,000 ft
Bradley IntlBDL15 mi9,510 ft
Rhode Island TF Green IntlPVD65 mi8,700 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

Customize your score

What matters to you?

Choose what you weight most heavily. Nothing is saved to an account — your preferences stay in this browser, and the Area Score never changes.

Area Score
47
Your Score

Select one or more priorities to see how this location scores against them.

Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

01104 vs Springfield

How this ZIP area compares with Springfield as a whole. Both figures come from the same ACS release, so the comparison is like for like.

01104
Springfield
Median household income
$50,154
vs
$52,656
Per capita income
$27,194
vs
$27,337
Population density
4,436/sq mi
vs
4,856/sq mi
Median home value
$234,800
vs
$245,000
Median gross rent
$1,120
vs
$1,144
Homeownership rate
47.8%
vs
49.6%
Bachelor's degree or higher
14.5%
vs
20.5%
Poverty rate
21.6%
vs
25.8%
Median age
34.7
vs
33.7

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.