01960Peabody, Massachusetts

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 01960.

60out of 100
Area Score
Bottom 49% of 5,298 profiles measured

How we calculate this

How this area ranks
Opportunity3199th of 6,210 ZIP areas measured54
SchoolsTop 43% of 4,422 ZIP areas measured57
Growth4621st of 5,428 ZIP areas measured29
Housing affordability5440th of 6,685 ZIP areas measured57
Climate4877th of 6,789 ZIP areas measured63
Physical resilienceTop 26% of 6,709 ZIP areas measured78
AccessTop 23% of 6,791 ZIP areas measured98
Economic stabilityTop 26% of 6,742 ZIP areas measured72
The quick read

Residential permitting has slowed: 17 units authorized over the past twelve months, 39% below the prior year.

Buying strains local incomes far more than renting does — the median home is 6.2 times median household income, against a historic benchmark near three — while rent takes 24% of it.

A major airport is 12 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
54,474
2024 ACS 5-Year
Median household income
$96,501
Top 21% nationally
Density
3,401/sq mi
16.0 sq mi of land
Median age
45.2
2024 ACS 5-Year
City
Peabody
Massachusetts
Metro area
Boston-Cambridge-Newton, MA-NH
Nearest major airport
BOS
12 mi · General Edward Lawrence Logan Intl
Median home value
$596,700
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.4% is lower than 52% of the 6,544 measured US ZIP areas.

Employment fell 1.7% over the past year, to 27,929 employed residents.

35% of adults hold a four-year degree, higher than 73% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$3,726$96,501Top 21%of 31,2952024 ACS 5-Year
Per capita income ±$2,773$50,850Top 19%of 32,8222024 ACS 5-Year
Poverty rate7.7%Bottom 35%of 32,9702024 ACS 5-Year
Average commute28.3 minTop 47%of 32,8872024 ACS 5-Year
Bachelor's degree or higher34.9%Top 27%of 33,1932024 ACS 5-Year
Employment27,929Bottom 29%of 6,544June 2026
Employment change (3 years)-0.5%Bottom 43%of 6,542June 2026
Employment change (year over year)-1.7%Bottom 27%of 6,544June 2026
Labor force29,200Bottom 29%of 6,544June 2026
Labor force participation65.2%Top 32%of 33,2522024 ACS 5-Year
Mean annual wage$89,620Top 8%of 6,0722025 OEWS
Median annual wage$66,620Top 8%of 6,0722025 OEWS
Unemployment change (year over year)0.0%Bottom 47%of 6,544June 2026
Unemployment rate4.4%Bottom 48%of 6,544June 2026
Median household income, successive ACS releases
202120222023202497k84k
Each point is a separate five-year estimate, most recently $96,501 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Boston-Cambridge-Newton, MA-NH
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides72,420$40,910
General and Operations Managers70,950$133,800
Registered Nurses64,240$106,180
Retail Salespersons64,150$36,850
Fast Food and Counter Workers60,130$36,290
Janitors and Cleaners, Except Maids and Housekeeping Cleaners43,160$46,550

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Peabody, MA, the city containing this ZIP code.

28% of students met the state standard in mathematics and 37% in reading, across the schools here that reported results.

There are 12.4 students for every full-time teacher, fewer than in most measured places.

Public schools
10
2024-25 school year
Students per teacher
12.4
across all schools here
Math proficiency
27.9%
Top 45% in Massachusetts
Reading proficiency
36.8%
Bottom 43% in Massachusetts
SchoolDistrictStudentsPer teacherMathReading
Peabody Veterans Memorial HighPeabody1,33310.3
J Henry Higgins MiddlePeabody1,32012.525%28%
Thomas CarrollPeabody64514.023%32%
South MemorialPeabody50616.333%44%
William A Welch SrPeabody40814.118%24%
John E. McCarthyPeabody38513.843%53%
Captain Samuel BrownPeabody36910.022%35%
West MemorialPeabody29414.730%55%
John E BurkePeabody29411.342%53%
CenterPeabody12317.628%41%

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Massachusetts’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Prices for everything a household buys run about 10% above the national average, on the Bureau of Economic Analysis index. Housing drives most of that difference.

Median rent of $1,950 takes 24% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 6.2 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Cost of living
110.4

Prices here run about 10% above the national average. The spread between places is driven mostly by housing — goods vary far less — and this excludes taxes.

Rent as a share of income
24.2%
Below the 30% cost-burdened threshold
Home price to income
6.2×
median home value ÷ median income
Median gross rent
$1,950
2024 ACS 5-Year
Median home value
$596,700
2024 ACS 5-Year
MetricValueCompared nationallySource period
Cost of living index110.4Top 19%of 6,0712023
Home price to income6.18Top 9%of 30,4042024 ACS 5-Year
Homeownership rate65.4%Bottom 22%of 32,9102024 ACS 5-Year
Housing units ±58522,863Top 2%of 33,7722024 ACS 5-Year
Median gross rent ±$99$1,950Top 9%of 26,6182024 ACS 5-Year
Median home value ±$12,549$596,700Top 9%of 30,9412024 ACS 5-Year
Rent as a share of income24.2%Top 17%of 26,4702024 ACS 5-Year
Vacancy rate2.7%Bottom 11%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
29/ 100
Ranks 4621 of 5,428 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

New construction is predominantly single-family: only 0% of permitted units are in buildings of five or more homes.

At 0.3 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
17
12 months ending July 2026
Per 1,000 residents
0.3
Bottom 12% nationally
Year over year
−39%
vs the prior twelve months
Multifamily share
0.0%
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Peabody, MA, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 82°F and January a low of 20°F.

Normal annual precipitation is 44.9 inches.

Air quality measures a median index of 37, in the Good band, and about 4 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station BEVERLY MUNI AP, 4.3 miles from this location.
Precipitation
JFMAMJJASOND4.5"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index58.02024 calendar year
Annual precipitation44.9"1991-2020 Normals
Average January low20°F1991-2020 Normals
Average July high82°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10042024 calendar year
Median air quality index37.02024 calendar year
Seasonal temperature swing44°F1991-2020 Normals
Air quality
Median air quality index
37
Good on a typical day
Worst tenth of days
58
90th percentile index
Days above 100
4
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

78 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are coastal flooding, hurricane and earthquake.

Coastal floodingHigh
Ice stormModerate
EarthquakeElevated
HurricaneElevated
Heat waveModerate
DroughtModerate

Low or minimal exposure: inland flooding, lightning, tornado, strong wind, cold wave, landslide, wildfire, winter weather, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences — they say nothing about burglary, theft or assault.

Essex County records 1.7 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 3.5 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 19.4 per 100,000 residents in Essex County.

Homicide
1.7
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
3.5
per 100,000 residents · under 10 deaths
Drug overdose
19.4
per 100,000 residents · under 10 deaths
Suicide
7.7
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Essex County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 01960 rather than 01960 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes
Taxes are not published: no source covers them nationally with a method open enough to check. Cost of living now is — the index above is the Bureau of Economic Analysis price parity for this area — but it is a price level for all consumption rather than a budget for a household, its spread is driven mostly by housing, and it excludes taxes. Housing affordability is computed separately from rent, price and income, because that answers a narrower and more actionable question. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

5 major airports lie within 100 miles, the nearest 12 miles away.

AirportCodeDistanceLongest runway
General Edward Lawrence Logan IntlBOS12 mi10,083 ft
Manchester Boston RgnlMHT36 mi9,250 ft
Rhode Island TF Green IntlPVD61 mi8,700 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
HousingU.S. Bureau of Economic Analysis
Regional price parities and county personal income
2023Annually, each December
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

01960 vs Peabody

How this ZIP area compares with Peabody as a whole. Both figures come from the same ACS release, so the comparison is like for like.

01960
Peabody
Median household income
$96,501
vs
$96,657
Per capita income
$50,850
vs
$51,060
Population density
3,401/sq mi
vs
3,369/sq mi
Median home value
$596,700
vs
$596,200
Median gross rent
$1,950
vs
$1,950
Homeownership rate
65.4%
vs
65.6%
Bachelor's degree or higher
34.9%
vs
35.0%
Poverty rate
7.7%
vs
7.7%
Median age
45.2
vs
45.3

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.