01940Lynnfield, Massachusetts

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 01940.

Area Score unavailable

Missing required signal: growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
OpportunityTop 34% of 6,210 ZIP areas measured63
SchoolsTop 2% of 4,422 ZIP areas measured91
Housing affordability3873rd of 6,685 ZIP areas measured75
Climate4877th of 6,789 ZIP areas measured63
Physical resilienceTop 26% of 6,709 ZIP areas measured78
AccessTop 23% of 6,791 ZIP areas measured98
Economic stabilityTop 12% of 6,742 ZIP areas measured80
The quick read

Unemployment is 4.3% and median household income $173,214, putting employment conditions in the middle range of published ZIP profiles.

Rent takes 19% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 5.2 times that income.

A major airport is 12 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
13,285
2024 ACS 5-Year
Median household income
$173,214
Top 2% nationally
Density
1,318/sq mi
10.1 sq mi of land
Median age
41.9
2024 ACS 5-Year
City
Lynnfield
Massachusetts
Metro area
Boston-Cambridge-Newton, MA-NH
Nearest major airport
BOS
12 mi · General Edward Lawrence Logan Intl
Median home value
$905,400
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 4.3% is lower than 56% of the 6,544 measured US ZIP areas.

Employment fell 1.7% over the past year, to 422,373 employed residents.

63% of adults hold a four-year degree, higher than 94% of measured US ZIP areas.

Household income is higher than at least 98% of measured US ZIP areas.

MetricValueCompared nationallySource period
Median household income ±$23,903$173,214Top 2%of 31,2952024 ACS 5-Year
Per capita income ±$7,959$78,738Top 4%of 32,8222024 ACS 5-Year
Poverty rate5.9%Bottom 24%of 32,9702024 ACS 5-Year
Average commute34.9 minTop 18%of 32,8872024 ACS 5-Year
Bachelor's degree or higher62.7%Top 6%of 33,1932024 ACS 5-Year
Employment422,373Top 14%of 6,544June 2026
Employment change (3 years)-0.2%Bottom 46%of 6,542June 2026
Employment change (year over year)-1.7%Bottom 27%of 6,544June 2026
Labor force441,459Top 14%of 6,544June 2026
Labor force participation68.3%Top 20%of 33,2522024 ACS 5-Year
Mean annual wage$89,620Top 8%of 6,0722025 OEWS
Median annual wage$66,620Top 8%of 6,0722025 OEWS
Unemployment change (year over year)-0.4%Bottom 23%of 6,544June 2026
Unemployment rate4.3%Bottom 44%of 6,544June 2026
Median household income, successive ACS releases
2021202220232024173k144k
Each point is a separate five-year estimate, most recently $173,214 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Boston-Cambridge-Newton, MA-NH
OccupationPeople employedMedian annual wage
Home Health and Personal Care Aides72,420$40,910
General and Operations Managers70,950$133,800
Registered Nurses64,240$106,180
Retail Salespersons64,150$36,850
Fast Food and Counter Workers60,130$36,290
Janitors and Cleaners, Except Maids and Housekeeping Cleaners43,160$46,550

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Lynnfield, MA, the city containing this ZIP code.

61% of students met the state standard in mathematics and 75% in reading, across the schools here that reported results.

There are 12.8 students for every full-time teacher, fewer than in most measured places.

Public schools
5
2024-25 school year
Students per teacher
12.8
across all schools here
Math proficiency
61.3%
Top 9% in Massachusetts
Reading proficiency
74.6%
Top 4% in Massachusetts
SchoolDistrictStudentsPer teacherMathReading
Lynnfield Middle SchoolLynnfield69812.754%72%
Lynnfield HighLynnfield58812.0
Summer StreetLynnfield44013.870%74%
Huckleberry HillLynnfield41613.465%79%
Lynnfield PreschoolLynnfield3612.0

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Massachusetts’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $2,676 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 5.2 times median household income here, well above the historic benchmark, at a level conventionally described as seriously unaffordable.

Rent as a share of income
18.5%
Below the 30% cost-burdened threshold
Home price to income
5.2×
median home value ÷ median income
Median gross rent
$2,676
2024 ACS 5-Year
Median home value
$905,400
2024 ACS 5-Year
MetricValueCompared nationallySource period
Home price to income5.23Top 15%of 30,4042024 ACS 5-Year
Homeownership rate87.7%Top 24%of 32,9102024 ACS 5-Year
Housing units ±2484,815Top 28%of 33,7722024 ACS 5-Year
Median gross rent ±$219$2,676Top 2%of 26,6182024 ACS 5-Year
Median home value ±$28,740$905,400Top 3%of 30,9412024 ACS 5-Year
Rent as a share of income18.5%Top 44%of 26,4702024 ACS 5-Year
Vacancy rate3.4%Bottom 14%of 33,0282024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 82°F and January a low of 20°F.

Normal annual precipitation is 44.9 inches.

Air quality measures a median index of 37, in the Good band, and about 4 days a year pass 100, the threshold at which the air is unhealthy for sensitive groups.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station BEVERLY MUNI AP, 7.1 miles from this location.
Precipitation
JFMAMJJASOND4.5"
Normal monthly precipitation, in inches.
MetricValueSource period
90th percentile air quality index58.02024 calendar year
Annual precipitation44.9"1991-2020 Normals
Average January low20°F1991-2020 Normals
Average July high82°F1991-2020 Normals
Comfortable months51991-2020 Normals
Days above AQI 10042024 calendar year
Median air quality index37.02024 calendar year
Seasonal temperature swing44°F1991-2020 Normals
Air quality
Median air quality index
37
Good on a typical day
Worst tenth of days
58
90th percentile index
Days above 100
4
unhealthy for sensitive groups

A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.

Physical risk

78 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are coastal flooding, hurricane and earthquake.

Coastal floodingHigh
Ice stormModerate
EarthquakeElevated
HurricaneElevated
Heat waveModerate
DroughtModerate

Low or minimal exposure: inland flooding, lightning, tornado, strong wind, cold wave, landslide, wildfire, winter weather, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Essex County records 1.7 homicide deaths per 100,000 residents a year, lower than most counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 3.5 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 19.4 per 100,000 residents in Essex County.

Homicide
1.7
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
3.5
per 100,000 residents · under 10 deaths
Drug overdose
19.4
per 100,000 residents · under 10 deaths
Suicide
7.7
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Essex County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 01940 rather than 01940 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
Offences reported to police are published by department rather than by town, and only where a department reported every month of the year. No municipal department reports for this place — many smaller communities are policed by the county — so there is no figure to show. A partial year is never scaled up to look complete, and arrest counts or news volume are never substituted for it.
Taxes and full cost of living
No public source publishes either with national coverage and a method open enough to check. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings. Nothing here is individualised tax advice.
Anything about a specific address
Every figure describes an area, not a street or a house. School attendance zones, insurance pricing and the character of a neighbourhood all vary within the places measured here.

Access

5 major airports lie within 100 miles, the nearest 12 miles away.

AirportCodeDistanceLongest runway
General Edward Lawrence Logan IntlBOS12 mi10,083 ft
Manchester Boston RgnlMHT34 mi9,250 ft
Rhode Island TF Green IntlPVD60 mi8,700 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them
ClimateU.S. Environmental Protection Agency, Air Quality System
Daily Air Quality Index by county
2024 calendar yearAnnually, once a calendar year is complete

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

01940 vs Lynnfield

How this ZIP area compares with Lynnfield as a whole. Both figures come from the same ACS release, so the comparison is like for like.

01940
Lynnfield
Median household income
$173,214
vs
$175,265
Per capita income
$78,738
vs
$78,330
Population density
1,318/sq mi
vs
1,326/sq mi
Median home value
$905,400
vs
$917,600
Median gross rent
$2,676
vs
$2,676
Homeownership rate
87.7%
vs
87.3%
Bachelor's degree or higher
62.7%
vs
62.7%
Poverty rate
5.9%
vs
6.0%
Median age
41.9
vs
41.4

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.