AreaProfile

21075Elkridge, Maryland

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 21075.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
Housing affordabilityTop 20% of 4,553 published ZIP areas93
ClimateTop 38% of 4,621 published ZIP areas73
Physical resilienceTop 3% of 4,554 published ZIP areas95
AccessTop 25% of 4,623 published ZIP areas98
Economic stabilityTop 9% of 4,591 published ZIP areas81
The quick read

Housing is more affordable relative to local incomes than in most published city profiles, with rent taking 19% of median household income.

Natural-hazard exposure is lower than in most comparable published ZIP profiles, placing 21075 in the top 3% for physical resilience.

A major airport is 5 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
37,363
2024 ACS 5-Year
Median household income
$135,303
Top 6% nationally
Density
2,682/sq mi
13.9 sq mi of land
Median age
34.1
2024 ACS 5-Year
City
Elkridge
Maryland
Metro area
Baltimore-Columbia-Towson, MD
Nearest major airport
BWI
5 mi · Baltimore/Washington Intl Thurgood Marshall
Median home value
$455,300
2024 ACS 5-Year

Jobs & opportunity

60% of adults hold a four-year degree, higher than 93% of measured US ZIP areas.

Household income is higher than at least 94% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$7,369$135,303Top 6%2024 ACS 5-Year
Per capita income ±$2,213$53,780Top 15%2024 ACS 5-Year
Poverty rate7.7%Bottom 34%2024 ACS 5-Year
Average commute30.6 minTop 35%2024 ACS 5-Year
Bachelor's degree or higher59.9%Top 7%2024 ACS 5-Year
Labor force participation75.5%Top 6%2024 ACS 5-Year
Mean annual wage$76,370Top 22%2025 OEWS
Median annual wage$59,070Top 19%2025 OEWS
Median household income, successive ACS releases
2021202220232024135k118k
Each point is a separate five-year estimate, most recently $135,303 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Baltimore-Columbia-Towson, MD
OccupationPeople employedMedian annual wage
General and Operations Managers44,960$117,040
Retail Salespersons39,920$34,800
Registered Nurses30,930$99,550
Secretaries and Administrative Assistants, Except Legal, Medical, and Executive29,780$49,220
Laborers and Freight, Stock, and Material Movers, Hand28,350$43,250
Home Health and Personal Care Aides26,880$37,640

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

Housing & affordability

How it’s calculated →

Median rent of $2,183 takes 19% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 3.4 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
19.4%
Below the 30% cost-burdened threshold
Home price to income
3.4×
median home value ÷ median income
Median gross rent
$2,183
2024 ACS 5-Year
Median home value
$455,300
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income3.37Top 43%2024 ACS 5-Year
Homeownership rate64.1%Bottom 20%2024 ACS 5-Year
Housing units ±66313,443Top 10%2024 ACS 5-Year
Median gross rent ±$65$2,183Top 6%2024 ACS 5-Year
Median home value ±$11,306$455,300Top 16%2024 ACS 5-Year
Rent as a share of income19.4%Top 39%2024 ACS 5-Year
Vacancy rate3.0%Bottom 12%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

7 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 89°F and January a low of 25°F.

Normal annual precipitation is 45.0 inches, including 19.3 inches of snow.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station BALTIMORE WASH INTL AP, 4.4 miles from this location.
Precipitation
JFMAMJJASOND4.5"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation45.0"1991-2020 Normals
Annual snowfall19.3"1991-2020 Normals
Average January low25°F1991-2020 Normals
Average July high89°F1991-2020 Normals
Comfortable months71991-2020 Normals
Seasonal temperature swing44°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

95 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, cold wave and drought.

HurricaneModerate
DroughtModerate
Cold waveModerate
LandslideModerate

Low or minimal exposure: winter weather, heat wave, strong wind, lightning, inland flooding, earthquake, hail, ice storm, tornado, coastal flooding, wildfire.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

4 major airports lie within 100 miles, the nearest 5 miles away.

AirportCodeDistanceLongest runway
Baltimore/Washington Intl Thurgood MarshallBWI5 mi10,503 ft
Washington Dulles IntlIAD42 mi11,500 ft
Harrisburg IntlMDT68 mi10,001 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

21075 vs Elkridge

How this ZIP area compares with Elkridge as a whole. Both figures come from the same ACS release, so the comparison is like for like.

21075
Elkridge
Median household income
$135,303
vs
$139,913
Per capita income
$53,780
vs
$54,691
Population density
2,682/sq mi
vs
3,144/sq mi
Median home value
$455,300
vs
$454,200
Median gross rent
$2,183
vs
$2,295
Homeownership rate
64.1%
vs
62.3%
Bachelor's degree or higher
59.9%
vs
58.9%
Poverty rate
7.7%
vs
7.6%
Median age
34.1
vs
34.4

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.