47406 — Bloomington, Indiana
Area Profile
Income, jobs, climate, physical risk and development data for ZIP code 47406.
Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.
A typical July reaches 85°F and a typical January falls to 22°F, on thirty-year normals.
Natural-hazard exposure sits in the middle range of published ZIP profiles, with earthquake, heat wave and lightning the hazards that carry it.
At a glance
Jobs & opportunity
Unemployment of 4.1% is lower than 65% of the 6,544 measured US ZIP areas.
Employment fell 3.6% over the past year, to 38,949 employed residents.
60% of adults hold a four-year degree, higher than 93% of measured US ZIP areas.
| Metric | Value | Compared with peers | Source period |
|---|---|---|---|
| Per capita income ±$473 | $4,336 | Bottom 1% | 2024 ACS 5-Year |
| Poverty rate | 55.3% | Top 1% | 2024 ACS 5-Year |
| Average commute | 16.5 min | Bottom 6% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 60.0% | Top 7% | 2024 ACS 5-Year |
| Employment | 38,949 | Bottom 38% | June 2026 |
| Employment change (3 years) | -3.6% | Bottom 8% | June 2026 |
| Employment change (year over year) | -3.6% | Bottom 5% | June 2026 |
| Labor force | 40,624 | Bottom 38% | June 2026 |
| Labor force participation | 31.3% | Bottom 4% | 2024 ACS 5-Year |
| Mean annual wage | $60,980 | Bottom 23% | 2025 OEWS |
| Median annual wage | $47,660 | Bottom 25% | 2025 OEWS |
| Unemployment change (year over year) | -0.1% | Bottom 42% | June 2026 |
| Unemployment rate | 4.1% | Bottom 35% | June 2026 |
| Occupation | People employed | Median annual wage |
|---|---|---|
| Fast Food and Counter Workers | 2,390 | $28,230 |
| Miscellaneous Assemblers and Fabricators | 2,270 | $37,900 |
| Retail Salespersons | 1,980 | $30,890 |
| Registered Nurses | 1,630 | $80,370 |
| Waiters and Waitresses | 1,620 | $28,540 |
| Home Health and Personal Care Aides | 1,410 | $31,750 |
Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.
The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Bloomington, IN, the city containing this ZIP code.
Growth & development
How it’s calculated →No building-permit activity is published for this location by the Census Building Permits Survey.
Weather & climate
6 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 22°F.
Normal annual precipitation is 46.9 inches.
Air quality measures a median index of 34, in the Good band, and no day in the year passed 100.
| Metric | Value | Source period |
|---|---|---|
| 90th percentile air quality index | 54.0 | 2024 calendar year |
| Annual precipitation | 46.9" | 1991-2020 Normals |
| Average January low | 22°F | 1991-2020 Normals |
| Average July high | 85°F | 1991-2020 Normals |
| Comfortable months | 6 | 1991-2020 Normals |
| Days above AQI 100 | 0 | 2024 calendar year |
| Median air quality index | 34.0 | 2024 calendar year |
| Seasonal temperature swing | 44°F | 1991-2020 Normals |
A comfortable median and a bad tail are different problems. Wildfire smoke and summer ozone show up in the worst tenth of days, not in the middle of the year.
Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today. Air quality is measured rather than modelled, by EPA monitors, and published by county only where a monitor sits — roughly half the counties AreaProfile publishes have one, and the rest show nothing rather than an estimate. Air masses are regional, so a county reading describes the air over a place reasonably well, but it is still the county reading.
Physical risk
The hazards accounting for most of this area's expected annual loss are earthquake, heat wave and lightning.
Low or minimal exposure: strong wind, winter weather, tornado, inland flooding, hail, ice storm, cold wave, landslide, wildfire, drought, hurricane.
Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.
Safety
How it’s measured →These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.
Monroe County records 2.9 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.
Firearm deaths of all intents run at 9.6 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.
Drug overdose deaths run at 19.4 per 100,000 residents in Monroe County.
Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.
Age-adjusted rates from provisional death certificate records, published by the CDC for Monroe County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 47406 rather than 47406 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.
What this profile does not cover
Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.
- Reported crime
- The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
- Taxes
- No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
- Full cost of living
- No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.
Access
5 major airports lie within 100 miles, the nearest 39 miles away.
| Airport | Code | Distance | Longest runway |
|---|---|---|---|
| Indianapolis Intl | IND | 39 mi | 11,200 ft |
| Terre Haute Rgnl | HUF | 46 mi | 9,021 ft |
| Louisville Muhammad Ali Intl | SDF | 81 mi | 11,887 ft |
Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.
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Data & methodology
| Used for | Source | Source period | Updated |
|---|---|---|---|
| Access | Federal Aviation Administration Airports (NASR) — Aeronautical Data Delivery Service | NASR current cycle | 28-day NASR cycle |
| Physical risk | Federal Emergency Management Agency National Risk Index | National Risk Index December 2025 (v1.20.0) | Periodic dataset versions (v1.20.0 current) |
| Climate | NOAA National Centers for Environmental Information U.S. Climate Normals 1991–2020 (Monthly) | 1991-2020 Normals | Every ten years (next release follows the 2001–2030 period) |
| Jobs | U.S. Bureau of Labor Statistics Local Area Unemployment Statistics | June 2026 | Monthly |
| Jobs | U.S. Bureau of Labor Statistics Occupational Employment and Wage Statistics | 2025 OEWS | Annual (spring release) |
| Demographics | U.S. Census Bureau Population Estimates Program | July 1, 2024 estimate | Annual (vintage released each spring) |
| Demographics, Housing, Income, Jobs | U.S. Census Bureau American Community Survey 5-Year Estimates (Table-Based Summary File) | 2024 ACS 5-Year | Annual (5-year estimates released each December) |
| safety | U.S. Centers for Disease Control and Prevention, National Center for Health Statistics Provisional county-level mortality by intent | April, 2025 to March, 2026 | Quarterly, with a rolling twelve-month window alongside complete calendar years |
| Climate | U.S. Environmental Protection Agency, Air Quality System Daily Air Quality Index by county | 2024 calendar year | Annually, once a calendar year is complete |
Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.
47406 vs Bloomington
How this ZIP area compares with Bloomington as a whole. Both figures come from the same ACS release, so the comparison is like for like.
Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.