AreaProfile

60409Calumet City, Illinois

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 60409.

51
Area Score
Bottom 11% of 3,833 published profiles

How we calculate this

How this area ranks
Opportunity3996th of 4,073 published ZIP areas18
Growth3875th of 3,947 published ZIP areas10
Housing affordabilityTop 39% of 4,553 published ZIP areas83
Climate3339th of 4,621 published ZIP areas63
Physical resilienceTop 37% of 4,554 published ZIP areas69
AccessTop 37% of 4,623 published ZIP areas97
Economic stability3930th of 4,591 published ZIP areas37
The quick read

Employment conditions sit below most comparable published ZIP profiles: unemployment is 8.1% and the Opportunity signal places 60409 in the bottom 2%.

A major airport is 7 miles away, giving the area unusually direct access to the national air network.

Its Area Score of 51 places 60409 in the top 89% of published ZIP profiles.

At a glance

Population
35,100
2024 ACS 5-Year
Median household income
$55,369
Bottom 22% nationally
Density
4,531/sq mi
7.7 sq mi of land
Median age
38.6
2024 ACS 5-Year
City
Calumet City
Illinois
Metro area
Chicago-Naperville-Elgin, IL-IN
Nearest major airport
GYY
7 mi · Gary/Chicago Intl
Median home value
$145,200
2024 ACS 5-Year

Jobs & opportunity

Unemployment of 8.1% is lower than 1% of the 4,387 measured US ZIP areas.

Employment fell 3.1% over the past year, to 15,602 employed residents.

Median household income of $55,369 is below 78% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$7,429$55,369Bottom 22%2024 ACS 5-Year
Per capita income ±$2,280$28,113Bottom 21%2024 ACS 5-Year
Poverty rate23.4%Top 13%2024 ACS 5-Year
Average commute37.1 minTop 12%2024 ACS 5-Year
Bachelor's degree or higher21.4%Bottom 45%2024 ACS 5-Year
Employment15,602Bottom 10%June 2026
Employment change (3 years)-0.8%Bottom 36%June 2026
Employment change (year over year)-3.1%Bottom 8%June 2026
Labor force16,972Bottom 11%June 2026
Labor force participation63.4%Top 39%2024 ACS 5-Year
Mean annual wage$73,380Top 29%2025 OEWS
Median annual wage$54,720Top 32%2025 OEWS
Unemployment change (year over year)1.1%Top 4%June 2026
Unemployment rate8.1%Top 1%June 2026
Median household income, successive ACS releases
202120222023202457k53k
Each point is a separate five-year estimate, most recently $55,369 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Chicago-Naperville-Elgin, IL-IN
OccupationPeople employedMedian annual wage
Laborers and Freight, Stock, and Material Movers, Hand157,920$40,550
General and Operations Managers122,930$109,390
Home Health and Personal Care Aides108,520$38,180
Registered Nurses100,240$100,490
Cashiers99,240$35,010
Fast Food and Counter Workers97,280$34,630

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

The Bureau of Labor Statistics does not publish labor-force data for ZIP areas. This is the figure for Calumet City, IL, the city containing this ZIP code.

Housing & affordability

How it’s calculated →

Median rent of $1,177 takes 26% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 2.6 times median household income here, close to the historic benchmark for an affordable market.

Rent as a share of income
25.5%
Below the 30% cost-burdened threshold
Home price to income
2.6×
median home value ÷ median income
Median gross rent
$1,177
2024 ACS 5-Year
Median home value
$145,200
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income2.62Bottom 34%2024 ACS 5-Year
Homeownership rate55.7%Bottom 13%2024 ACS 5-Year
Housing units ±72116,556Top 6%2024 ACS 5-Year
Median gross rent ±$41$1,177Top 37%2024 ACS 5-Year
Median home value ±$7,926$145,200Bottom 25%2024 ACS 5-Year
Rent as a share of income25.5%Top 13%2024 ACS 5-Year
Vacancy rate13.4%Top 42%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →
Development Momentum
10/ 100
Ranks 3875 of 3,947 published city profiles

An AreaProfile calculation combining permit volume per resident, its direction over one and three years, population change and employment growth. Permit volume alone is not the measure.

At 0.0 permitted units per 1,000 residents, building activity is below the median for measured US ZIP areas.

Units permitted
0
12 months ending July 2026
Per 1,000 residents
0.0
Bottom 1% nationally
Year over year
vs the prior twelve months
Multifamily share
units in 5+ unit buildings

The Building Permits Survey is not published for ZIP areas. This is the figure for Calumet City, IL, the city containing this ZIP code.

Weather & climate

5 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 85°F and January a low of 19°F.

Normal annual precipitation is 34.4 inches.

10°30°50°70°90°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station CHICAGO MIDWAY AP, 15.8 miles from this location.
Precipitation
JFMAMJJASOND4.1"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation34.4"1991-2020 Normals
Average January low19°F1991-2020 Normals
Average July high85°F1991-2020 Normals
Comfortable months51991-2020 Normals
Seasonal temperature swing50°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

69 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are inland flooding and earthquake.

Inland floodingElevated
EarthquakeModerate

Low or minimal exposure: winter weather, cold wave, tornado, heat wave, strong wind, hail, lightning, ice storm, landslide, wildfire, hurricane, coastal flooding, drought.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

Taxes

AreaProfile does not yet publish tax comparisons. No tax dataset has met the source admission test for coverage, methodology transparency and update cadence, and the product rule is to omit a dimension rather than estimate it. The Area Score is calculated without a tax component and the weighting is documented on the methodology page.

Nothing on AreaProfile is individualized tax advice.

Access

3 major airports lie within 100 miles, the nearest 7 miles away.

AirportCodeDistanceLongest runway
Gary/Chicago IntlGYY7 mi8,859 ft
Chicago O'Hare IntlORD31 mi11,245 ft
South Bend IntlSBN64 mi8,412 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Area Score
51
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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Local Area Unemployment Statistics
June 2026Monthly
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
DemographicsU.S. Census Bureau
Population Estimates Program
July 1, 2024 estimateAnnual (vintage released each spring)
DevelopmentU.S. Census Bureau
Building Permits Survey
12 months ending July 2026Monthly, roughly three weeks after the reference month
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 29, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

60409 vs Calumet City

How this ZIP area compares with Calumet City as a whole. Both figures come from the same ACS release, so the comparison is like for like.

60409
Calumet City
Median household income
$55,369
vs
$55,369
Per capita income
$28,113
vs
$28,113
Population density
4,531/sq mi
vs
4,876/sq mi
Median home value
$145,200
vs
$145,200
Median gross rent
$1,177
vs
$1,177
Homeownership rate
55.7%
vs
55.7%
Bachelor's degree or higher
21.4%
vs
21.4%
Poverty rate
23.4%
vs
23.4%
Median age
38.6
vs
38.6

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.