32952Merritt Island, Florida

Area Profile

Income, jobs, climate, physical risk and development data for ZIP code 32952.

Area Score unavailable

Missing required signals: opportunity, growth. AreaProfile withholds a score rather than inferring the missing dimensions.

How we calculate this

How this area ranks
SchoolsTop 17% of 4,422 published ZIP areas78
Housing affordabilityTop 38% of 6,685 published ZIP areas87
ClimateTop 10% of 6,789 published ZIP areas83
Physical resilience5865th of 6,709 published ZIP areas19
AccessTop 39% of 6,791 published ZIP areas95
Economic stability4621st of 6,742 published ZIP areas49
The quick read

Rent takes 17% of median household income here, below the 30% threshold conventionally called cost-burdened, and the median home is 4.1 times that income.

Physical-risk exposure is above the national median, driven mainly by hurricane, wildfire and lightning.

A major airport is 15 miles away, giving the area unusually direct access to the national air network.

At a glance

Population
21,613
2024 ACS 5-Year
Median household income
$102,726
Top 17% nationally
Density
1,756/sq mi
12.3 sq mi of land
Median age
51.0
2024 ACS 5-Year
City
Merritt Island
Florida
Metro area
Palm Bay-Melbourne-Titusville, FL
Nearest major airport
MLB
15 mi · Melbourne Orlando Intl
Median home value
$425,700
2024 ACS 5-Year

Jobs & opportunity

45% of adults hold a four-year degree, higher than 84% of measured US ZIP areas.

MetricValueCompared with peersSource period
Median household income ±$12,250$102,726Top 17%2024 ACS 5-Year
Per capita income ±$5,898$61,442Top 10%2024 ACS 5-Year
Poverty rate5.4%Bottom 22%2024 ACS 5-Year
Average commute26.8 minBottom 45%2024 ACS 5-Year
Bachelor's degree or higher44.8%Top 16%2024 ACS 5-Year
Labor force participation50.7%Bottom 21%2024 ACS 5-Year
Mean annual wage$67,210Top 50%2025 OEWS
Median annual wage$49,030Bottom 38%2025 OEWS
Median household income, successive ACS releases
2021202220232024103k85k
Each point is a separate five-year estimate, most recently $102,726 in the 2024 ACS 5-Year. Consecutive releases share four years of sample, so AreaProfile shows them as a record of successive estimates and does not compute a year-over-year change from them.
Largest occupations — Palm Bay-Melbourne-Titusville, FL
OccupationPeople employedMedian annual wage
Retail Salespersons7,670$33,430
Fast Food and Counter Workers7,630$28,660
Registered Nurses5,440$80,900
General and Operations Managers5,090$101,830
Waiters and Waitresses5,080$36,670
Cashiers5,070$30,390

Occupational employment and wages are published for metropolitan areas rather than for individual cities or ZIP areas, so these describe the wider labor market this location sits in. 2025 OEWS, U.S. Bureau of Labor Statistics.

65% of students met the state standard in mathematics and 68% in reading, across the schools here that reported results.

There are 15.2 students for every full-time teacher, fewer than in most measured places.

Public schools
4
2024-25 school year
Students per teacher
15.2
across all schools here
Math proficiency
65.4%
Top 19% in Florida
Reading proficiency
68.1%
Top 14% in Florida
SchoolDistrictStudentsPer teacherMathReading
TROPICAL ELEMENTARY SCHOOLBREVARD56914.256%62%
THOMAS JEFFERSON MIDDLE SCHOOLBREVARD48118.563%56%
ROBERT L. STEVENSON ELEMENTARY SCHOOLBREVARD48115.085%94%
AUDUBON ELEMENTARY SCHOOLBREVARD41613.958%61%

38.7% of students here are eligible for free or reduced-price lunch. That describes the circumstances families arrive with rather than how the schools perform, which is why AreaProfile shows it and does not score it.

Public schools only, from the NCES Common Core of Data. Schools are placed by ZIP code, so this is which schools are in this place rather than which one a particular address is zoned for — district boundaries do not follow municipal ones, and enrollment zones change. Fully virtual schools are excluded: they enroll students from across the state while reporting one administrative address, and counting them here would describe a school population this place does not have. The assessment covers grades 3 through 8, so a high school shows no proficiency figure — a dash in those columns means the test was not given at that school, not that it performed badly. Proficiency is measured against Florida’s own standard, so it compares cleanly within the state and only broadly against other states; AreaProfile therefore ranks it within state. The directory is current, while the proficiency figures are from the last school year with national coverage before the pandemic interrupted testing.

Housing & affordability

How it’s calculated →

Median rent of $1,494 takes 17% of median household income, below the 30% threshold at which a household is considered cost-burdened.

A median home costs 4.1 times median household income here, above the historic benchmark of about three times income.

Rent as a share of income
17.5%
Below the 30% cost-burdened threshold
Home price to income
4.1×
median home value ÷ median income
Median gross rent
$1,494
2024 ACS 5-Year
Median home value
$425,700
2024 ACS 5-Year
MetricValueCompared with peersSource period
Home price to income4.14Top 26%2024 ACS 5-Year
Homeownership rate84.0%Top 35%2024 ACS 5-Year
Housing units ±52210,283Top 16%2024 ACS 5-Year
Median gross rent ±$176$1,494Top 22%2024 ACS 5-Year
Median home value ±$16,897$425,700Top 18%2024 ACS 5-Year
Rent as a share of income17.5%Bottom 49%2024 ACS 5-Year
Vacancy rate13.7%Top 41%2024 ACS 5-Year

Both affordability measures come from the same ACS release as the income they are compared with, so the comparison is like for like. They describe housing cost against local earnings and are not a cost-of-living index — transport, groceries, healthcare, insurance and taxes are not included, and a place can look affordable here and still be expensive to live in for reasons this does not capture.

Growth & development

How it’s calculated →

No building-permit activity is published for this location by the Census Building Permits Survey.

Weather & climate

8 of the twelve months have a normal average temperature between 55°F and 80°F. July averages a high of 90°F and January a low of 52°F.

Normal annual precipitation is 50.8 inches.

40°60°80°100°JFMAMJJASOND
Solid line: normal daily high. Dashed line: normal daily low. 1991-2020 normals from NOAA station MELBOURNE INTL AP, 15.2 miles from this location.
Precipitation
JFMAMJJASOND7.6"
Normal monthly precipitation, in inches.
MetricValueSource period
Annual precipitation50.8"1991-2020 Normals
Average January low52°F1991-2020 Normals
Average July high90°F1991-2020 Normals
Comfortable months81991-2020 Normals
Seasonal temperature swing20°F1991-2020 Normals

Climate figures are thirty-year normals, not current conditions. They describe what a typical year looks like rather than what the weather is doing today.

Physical risk

19 / 100
Physical resilience

The hazards accounting for most of this area's expected annual loss are hurricane, wildfire and lightning.

HurricaneHigh
LightningModerate
WildfireModerate
Cold waveModerate

Low or minimal exposure: strong wind, tornado, inland flooding, heat wave, coastal flooding, landslide, drought, earthquake, hail.

Hazard ratings are AreaProfile calculations derived from the FEMA National Risk Index v1.20.0 (December 2025). FEMA publishes at county level. ZIP values are the land-area-weighted mean of the counties the ZIP Code Tabulation Area intersects. Expected annual loss is not allocated below county level. FEMA does not endorse this presentation. Higher physical resilience means lower exposure.

These are deaths, not offences. AreaProfile does not publish reported crime, and this is not a substitute for it — it says nothing about burglary, theft or assault.

Brevard County records 2.8 homicide deaths per 100,000 residents a year, near the middle of counties measured. The CDC does not publish this below county level.

Firearm deaths of all intents run at 14.4 per 100,000 — more than the homicide rate, because nationally most firearm deaths are suicides.

Drug overdose deaths run at 27.3 per 100,000 residents in Brevard County.

Homicide
2.8
per 100,000 residents · under 10 deaths
Firearm deaths, all intents
14.4
per 100,000 residents · under 10 deaths
Drug overdose
27.3
per 100,000 residents · under 10 deaths
Suicide
20.3
per 100,000 residents · under 10 deaths

Firearm deaths count every intent together, and nationally the majority are suicides rather than homicides. The two columns overlap and should not be added.

Age-adjusted rates from provisional death certificate records, published by the CDC for Brevard County as a whole — these rates are not published below county level. A county can hold both a dense city centre and a suburb whose experience of it is nothing alike, so this describes the county around 32952 rather than 32952 itself. That is why AreaProfile shows these figures and does not put them in the Area Score. Where fewer than ten deaths were recorded the count is suppressed at source, and a rate built on single figures moves sharply between releases. What this measure has that reported crime does not: a death certificate is filed whether or not the local police agency submitted a return that year, so the figures stay comparable between places and over time.

What this profile does not cover

Three things people look for are missing from every AreaProfile page, and each is missing for a reason rather than by oversight. The Area Score is calculated without them and the weighting is documented on the methodology page.

Reported crime
The FBI’s Crime Data Explorer is the only source for reported offences with national coverage and a published method, and it requires an API key AreaProfile does not hold. Arrest counts, news volume and commercial “safety scores” are not substituted in the meantime. What is published above under Safety is a different measurement — deaths rather than offences, from death certificates rather than police returns — and it covers no property crime at all.
Taxes
No tax dataset has met the source admission test for coverage, transparent methodology and update cadence. Nothing here is individualized tax advice.
Full cost of living
No public source publishes one with national coverage and a documented method. Housing affordability above is computed from published rent, price and income, and excludes transport, groceries, healthcare, insurance and taxes — commuting cost in particular tends to offset suburban housing savings.

Access

4 major airports lie within 100 miles, the nearest 15 miles away.

AirportCodeDistanceLongest runway
Melbourne Orlando IntlMLB15 mi10,181 ft
Orlando IntlMCO40 mi10,000 ft
Orlando Sanford IntlSFB47 mi11,002 ft

Airport identity, position and runway data come from the FAA. “Major airport” is an AreaProfile classification — a public-use civil airport with a paved runway of at least 8,000 feet — not an FAA hub designation. Distances are straight-line, not driving distance.

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Data & methodology

Used forSourceSource periodUpdated
AccessFederal Aviation Administration
Airports (NASR) — Aeronautical Data Delivery Service
NASR current cycle28-day NASR cycle
Physical riskFederal Emergency Management Agency
National Risk Index
National Risk Index December 2025 (v1.20.0)Periodic dataset versions (v1.20.0 current)
ClimateNOAA National Centers for Environmental Information
U.S. Climate Normals 1991–2020 (Monthly)
1991-2020 NormalsEvery ten years (next release follows the 2001–2030 period)
JobsU.S. Bureau of Labor Statistics
Occupational Employment and Wage Statistics
2025 OEWSAnnual (spring release)
Demographics, Housing, Income, JobsU.S. Census Bureau
American Community Survey 5-Year Estimates (Table-Based Summary File)
2024 ACS 5-YearAnnual (5-year estimates released each December)
safetyU.S. Centers for Disease Control and Prevention, National Center for Health Statistics
Provisional county-level mortality by intent
April, 2025 to March, 2026Quarterly, with a rolling twelve-month window alongside complete calendar years
schoolsU.S. Department of Education, National Center for Education Statistics
Common Core of Data and EDFacts assessments
2019-20 school year; 2024-25 school yearDirectory annually; assessment results as EDFacts releases them

Profile recalculated August 30, 2026. Recalculation is not the same as new source data — each figure above shows the period its source actually covers. Read the full methodology or browse every source.

32952 vs Merritt Island

How this ZIP area compares with Merritt Island as a whole. Both figures come from the same ACS release, so the comparison is like for like.

32952
Merritt Island
Median household income
$102,726
vs
$94,012
Per capita income
$61,442
vs
$56,114
Population density
1,756/sq mi
vs
2,062/sq mi
Median home value
$425,700
vs
$402,900
Median gross rent
$1,494
vs
$1,441
Homeownership rate
84.0%
vs
80.0%
Bachelor's degree or higher
44.8%
vs
41.0%
Poverty rate
5.4%
vs
7.4%
Median age
51.0
vs
50.2

Some demographic statistics use Census ZIP Code Tabulation Areas, which approximate but do not exactly match USPS ZIP delivery geography. See the methodology for how AreaProfile maps between them.