Signals
White Settlement
Spanish Lake
Opportunity
50 · Bottom 37%
vs55 · Bottom 47%
Climate
67 · Bottom 38%
vs68 · Bottom 39%
Physical resilience
59 · Top 49%
vs67 · Top 41%
Housing affordability
77 · Bottom 44%
vs84 · Top 44%
Access
94 · Top 43%
vs98 · Top 19%
Economic stability
47 · Bottom 27%
vs49 · Bottom 29%
Measured values
| Metric | White Settlement | Spanish Lake | Source period |
|---|---|---|---|
| Population | 18,150 | 17,873 | 2024 ACS 5-Year |
| Median household income | $56,784 | $55,920 | 2024 ACS 5-Year |
| Per capita income | $25,439 | $29,313 | 2024 ACS 5-Year |
| Population density | 3,603/sq mi | 2,424/sq mi | 2024 ACS 5-Year |
| Median home value | $187,100 | $135,600 | 2024 ACS 5-Year |
| Median gross rent | $1,253 | $1,160 | 2024 ACS 5-Year |
| Homeownership rate | 60.7% | 49.2% | 2024 ACS 5-Year |
| Unemployment rate | 4.7% | 3.9% | June 2026 |
| Employment change (year over year) | -0.3% | 0.2% | June 2026 |
| Bachelor's degree or higher | 17.4% | 14.3% | 2024 ACS 5-Year |
| Poverty rate | 12.7% | 14.8% | 2024 ACS 5-Year |
| Average July high | 97°F | 90°F | 1991-2020 Normals |
| Average January low | 37°F | 24°F | 1991-2020 Normals |
| Annual precipitation | 32.6" | 41.7" | 1991-2020 Normals |
| Distance to major airport | 18 mi | 9 mi | NASR current cycle |
| Average commute | 24.3 min | 26.6 min | 2024 ACS 5-Year |
| Median age | 35.1 | 33.0 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
White Settlement
Elevated or high exposure: hail.
Spanish Lake
Elevated or high exposure: hail.
Your best match
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White Settlement
63
Your Score
60
Area Score
Spanish Lake
62
Your Score
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Area Score
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Full profiles: White Settlement, TX · Spanish Lake, MO · How this is calculated: methodology