Signals
Upper Montclair
Toms River
Climate
65 · Bottom 35%
vs64 · Bottom 32%
Physical resilience
49 · Bottom 42%
vs47 · Bottom 39%
Housing affordability
89 · Top 33%
vs82 · Top 48%
Access
99 · Top 15%
vs77 · Bottom 19%
Economic stability
79 · Top 8%
vs64 · Top 43%
Measured values
| Metric | Upper Montclair | Toms River | Source period |
|---|---|---|---|
| Population | 12,457 | 94,956 | 2024 ACS 5-Year |
| Median household income | $250,000+ | $100,137 | 2024 ACS 5-Year |
| Per capita income | $112,208 | $49,592 | 2024 ACS 5-Year |
| Population density | 5,234/sq mi | 2,435/sq mi | 2024 ACS 5-Year |
| Median home value | $989,000 | $403,600 | 2024 ACS 5-Year |
| Median gross rent | $2,237 | $1,731 | 2024 ACS 5-Year |
| Homeownership rate | 85.8% | 81.9% | 2024 ACS 5-Year |
| Bachelor's degree or higher | 84.7% | 36.4% | 2024 ACS 5-Year |
| Poverty rate | 1.9% | 5.8% | 2024 ACS 5-Year |
| Average July high | 85°F | 86°F | 1991-2020 Normals |
| Average January low | 23°F | 22°F | 1991-2020 Normals |
| Annual precipitation | 44.9" | 52.0" | 1991-2020 Normals |
| Distance to major airport | 11 mi | 43 mi | NASR current cycle |
| Average commute | 45.3 min | 31.8 min | 2024 ACS 5-Year |
| Median age | 42.2 | 41.4 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Upper Montclair
Elevated or high exposure: earthquake.
Toms River
Elevated or high exposure: strong wind, coastal flooding, hurricane.
Your best match
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Upper Montclair
75
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Area Score
Toms River
64
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Area Score
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Full profiles: Upper Montclair, NJ · Toms River, NJ · How this is calculated: methodology