Schenectady receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Troy
Schenectady
Opportunity
45 · Bottom 27%
vs46 · Bottom 28%
Growth
43 · Bottom 37%
vs29 · Bottom 16%
Climate
60 · Bottom 14%
vs60 · Bottom 14%
Physical resilience
57 · Bottom 49%
vs84 · Top 18%
Housing affordability
80 · Bottom 49%
vs87 · Top 38%
Schools
43 · Bottom 39%
vs25 · Bottom 16%
Access
99 · Top 14%
vs99 · Top 14%
Economic stability
33 · Bottom 9%
vs40 · Bottom 17%
Measured values
| Metric | Troy | Schenectady | Source period |
|---|---|---|---|
| Population | 51,033 | 68,847 | 2024 ACS 5-Year |
| Median household income | $58,477 | $58,399 | 2024 ACS 5-Year |
| Per capita income | $35,237 | $34,175 | 2024 ACS 5-Year |
| Population density | 4,927/sq mi | 6,370/sq mi | 2024 ACS 5-Year |
| Median home value | $206,500 | $168,800 | 2024 ACS 5-Year |
| Median gross rent | $1,175 | $1,145 | 2024 ACS 5-Year |
| Homeownership rate | 37.4% | 45.6% | 2024 ACS 5-Year |
| Unemployment rate | 5.0% | 4.8% | June 2026 |
| Employment change (year over year) | -0.5% | -0.4% | June 2026 |
| Bachelor's degree or higher | 37.3% | 25.4% | 2024 ACS 5-Year |
| Poverty rate | 23.4% | 23.8% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 82 | 0 | 12 months ending July 2026 |
| Permits per 1,000 residents | 1.6 | 0.0 | 12 months ending July 2026 |
| Average July high | 84°F | 84°F | 1991-2020 Normals |
| Average January low | 16°F | 16°F | 1991-2020 Normals |
| Annual precipitation | 40.7" | 40.7" | 1991-2020 Normals |
| Distance to major airport | 6 mi | 7 mi | NASR current cycle |
| Average commute | 22.6 min | 23.6 min | 2024 ACS 5-Year |
| Median age | 32.3 | 36.1 | 2024 ACS 5-Year |
| Public schools | 17 | 12 | 2024-25 school year |
| Students per teacher | 10.55 | 11.98 | 2024-25 school year |
| Math proficiency | 36.2% | 20.6% | 2019-20 school year |
| Reading proficiency | 46.4% | 29.5% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 61.8% | 77.1% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Troy
Elevated or high exposure: inland flooding.
Schenectady
No hazard reaches elevated exposure.
Your best match
Weight what matters to you. Your preferences stay in this browser and never change either Area Score.
Troy
58
Your Score
55
Area Score
Schenectady
59
Your Score
57
Area Score
Select your priorities to see which of the two fits them better.
Full profiles: Troy, NY · Schenectady, NY · How this is calculated: methodology