Temple Terrace and Clearwater receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
Temple Terrace
Clearwater
Opportunity
47 · Bottom 31%
vs44 · Bottom 25%
Growth
43 · Bottom 36%
vs26 · Bottom 13%
Climate
81 · Top 13%
vs82 · Top 11%
Physical resilience
35 · Bottom 28%
vs34 · Bottom 27%
Housing affordability
57 · Bottom 17%
vs48 · Bottom 9%
Schools
10 · Bottom 2%
vs53 · Top 48%
Access
99 · Top 8%
vs99 · Top 14%
Economic stability
66 · Top 38%
vs37 · Bottom 14%
Measured values
| Metric | Temple Terrace | Clearwater | Source period |
|---|---|---|---|
| Population | 27,275 | 117,247 | 2024 ACS 5-Year |
| Median household income | $69,252 | $66,381 | 2024 ACS 5-Year |
| Per capita income | $38,513 | $44,653 | 2024 ACS 5-Year |
| Population density | 3,608/sq mi | 4,478/sq mi | 2024 ACS 5-Year |
| Median home value | $334,800 | $361,300 | 2024 ACS 5-Year |
| Median gross rent | $1,594 | $1,658 | 2024 ACS 5-Year |
| Homeownership rate | 50.4% | 58.6% | 2024 ACS 5-Year |
| Unemployment rate | 4.8% | 4.4% | June 2026 |
| Employment change (year over year) | -0.6% | -0.9% | June 2026 |
| Bachelor's degree or higher | 44.5% | 32.6% | 2024 ACS 5-Year |
| Poverty rate | 9.0% | 14.8% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 19 | 50 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.7 | 0.4 | 12 months ending July 2026 |
| Permit change (year over year) | 137.5% | -3.8% | 12 months ending July 2026 |
| Average July high | 91°F | 90°F | 1991-2020 Normals |
| Average January low | 53°F | 53°F | 1991-2020 Normals |
| Annual precipitation | 49.5" | 53.6" | 1991-2020 Normals |
| Distance to major airport | 11 mi | 7 mi | NASR current cycle |
| Average commute | 28.3 min | 24.8 min | 2024 ACS 5-Year |
| Median age | 34.5 | 46.6 | 2024 ACS 5-Year |
| Public schools | 10 | 26 | 2024-25 school year |
| Students per teacher | 16.95 | 15.21 | 2024-25 school year |
| Math proficiency | 29.2% | 55.6% | 2019-20 school year |
| Reading proficiency | 29.7% | 52.7% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 47.4% | 48.9% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Temple Terrace
Elevated or high exposure: hurricane.
Clearwater
Elevated or high exposure: coastal flooding, hurricane.
Your best match
Weight what matters to you. Your preferences stay in this browser and never change either Area Score.
Temple Terrace
55
Your Score
49
Area Score
Clearwater
53
Your Score
49
Area Score
Select your priorities to see which of the two fits them better.
Full profiles: Temple Terrace, FL · Clearwater, FL · How this is calculated: methodology