Stockton-Lodi and Santa Cruz-Watsonville receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
Measured values
| Metric | Stockton-Lodi | Santa Cruz-Watsonville | Source period |
|---|---|---|---|
| Population | 797,334 | 264,926 | 2024 ACS 5-Year |
| Median household income | $92,179 | $111,093 | 2024 ACS 5-Year |
| Per capita income | $37,266 | $56,941 | 2024 ACS 5-Year |
| Population density | 573/sq mi | 595/sq mi | 2024 ACS 5-Year |
| Median home value | $530,700 | $1,027,500 | 2024 ACS 5-Year |
| Median gross rent | $1,734 | $2,264 | 2024 ACS 5-Year |
| Homeownership rate | 62.0% | 59.9% | 2024 ACS 5-Year |
| Unemployment rate | 6.2% | 5.2% | June 2026 |
| Employment change (year over year) | -1.8% | -2.0% | June 2026 |
| Bachelor's degree or higher | 22.7% | 43.9% | 2024 ACS 5-Year |
| Poverty rate | 12.4% | 11.6% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 2,274 | 791 | 12 months ending July 2026 |
| Permits per 1,000 residents | 2.9 | 3.0 | 12 months ending July 2026 |
| Permit change (year over year) | -34.9% | 204.2% | 12 months ending July 2026 |
| Average July high | 95°F | 72°F | 1991-2020 Normals |
| Average January low | 39°F | 40°F | 1991-2020 Normals |
| Annual precipitation | 13.4" | 22.4" | 1991-2020 Normals |
| Distance to major airport | 3 mi | 25 mi | NASR current cycle |
| Average commute | 35.0 min | 27.9 min | 2024 ACS 5-Year |
| Median age | 35.4 | 39.8 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Stockton-Lodi
Elevated or high exposure: drought, earthquake.
Santa Cruz-Watsonville
Elevated or high exposure: drought, earthquake, inland flooding.
Your best match
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Full profiles: Stockton-Lodi, CA Metro Area · Santa Cruz-Watsonville, CA Metro Area · How this is calculated: methodology