Signals
Spanish Lake
White Settlement
Opportunity
55 · Bottom 47%
vs50 · Bottom 37%
Climate
68 · Bottom 39%
vs67 · Bottom 38%
Physical resilience
67 · Top 41%
vs59 · Top 49%
Housing affordability
84 · Top 44%
vs77 · Bottom 44%
Access
98 · Top 19%
vs94 · Top 43%
Economic stability
49 · Bottom 29%
vs47 · Bottom 27%
Measured values
| Metric | Spanish Lake | White Settlement | Source period |
|---|---|---|---|
| Population | 17,873 | 18,150 | 2024 ACS 5-Year |
| Median household income | $55,920 | $56,784 | 2024 ACS 5-Year |
| Per capita income | $29,313 | $25,439 | 2024 ACS 5-Year |
| Population density | 2,424/sq mi | 3,603/sq mi | 2024 ACS 5-Year |
| Median home value | $135,600 | $187,100 | 2024 ACS 5-Year |
| Median gross rent | $1,160 | $1,253 | 2024 ACS 5-Year |
| Homeownership rate | 49.2% | 60.7% | 2024 ACS 5-Year |
| Unemployment rate | 3.9% | 4.7% | June 2026 |
| Employment change (year over year) | 0.2% | -0.3% | June 2026 |
| Bachelor's degree or higher | 14.3% | 17.4% | 2024 ACS 5-Year |
| Poverty rate | 14.8% | 12.7% | 2024 ACS 5-Year |
| Average July high | 90°F | 97°F | 1991-2020 Normals |
| Average January low | 24°F | 37°F | 1991-2020 Normals |
| Annual precipitation | 41.7" | 32.6" | 1991-2020 Normals |
| Distance to major airport | 9 mi | 18 mi | NASR current cycle |
| Average commute | 26.6 min | 24.3 min | 2024 ACS 5-Year |
| Median age | 33.0 | 35.1 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Spanish Lake
Elevated or high exposure: hail.
White Settlement
Elevated or high exposure: hail.
Your best match
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Spanish Lake
62
Your Score
—
Area Score
White Settlement
63
Your Score
60
Area Score
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Full profiles: Spanish Lake, MO · White Settlement, TX · How this is calculated: methodology