Plano receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Saginaw
Plano
Opportunity
63 · Top 36%
vs68 · Top 27%
Growth
66 · Top 23%
vs64 · Top 27%
Climate
68 · Bottom 42%
vs65 · Bottom 33%
Physical resilience
56 · Bottom 48%
vs67 · Top 40%
Housing affordability
90 · Top 31%
vs83 · Top 45%
Access
99 · Top 14%
vs96 · Top 31%
Economic stability
81 · Top 6%
vs74 · Top 20%
Measured values
| Metric | Saginaw | Plano | Source period |
|---|---|---|---|
| Population | 24,970 | 290,594 | 2024 ACS 5-Year |
| Median household income | $97,276 | $112,253 | 2024 ACS 5-Year |
| Per capita income | $41,029 | $59,916 | 2024 ACS 5-Year |
| Population density | 3,263/sq mi | 4,053/sq mi | 2024 ACS 5-Year |
| Median home value | $298,500 | $465,900 | 2024 ACS 5-Year |
| Median gross rent | $1,776 | $1,841 | 2024 ACS 5-Year |
| Homeownership rate | 68.3% | 56.9% | 2024 ACS 5-Year |
| Unemployment rate | 4.7% | 4.5% | June 2026 |
| Employment change (year over year) | -0.3% | -0.4% | June 2026 |
| Bachelor's degree or higher | 24.7% | 60.5% | 2024 ACS 5-Year |
| Poverty rate | 5.6% | 6.8% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 77 | 716 | 12 months ending July 2026 |
| Permits per 1,000 residents | 3.1 | 2.5 | 12 months ending July 2026 |
| Permit change (year over year) | -59.5% | 104.0% | 12 months ending July 2026 |
| Average July high | 96°F | 95°F | 1991-2020 Normals |
| Average January low | 35°F | 34°F | 1991-2020 Normals |
| Annual precipitation | 35.3" | 38.3" | 1991-2020 Normals |
| Distance to major airport | 9 mi | 15 mi | NASR current cycle |
| Average commute | 28.8 min | 27.3 min | 2024 ACS 5-Year |
| Median age | 37.2 | 39.6 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Saginaw
Elevated or high exposure: hail.
Plano
Elevated or high exposure: hail.
Full profiles: Saginaw, TX · Plano, TX · How this is calculated: methodology