Ramsey receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Ramsey
Jersey City
Opportunity
82 · Top 5%
vs75 · Top 14%
Growth
43 · Bottom 36%
vs72 · Top 14%
Climate
65 · Bottom 35%
vs71 · Top 48%
Physical resilience
47 · Bottom 37%
vs29 · Bottom 23%
Housing affordability
85 · Top 42%
vs58 · Bottom 18%
Schools
92 · Top 2%
vs48 · Bottom 45%
Access
88 · Bottom 37%
vs99 · Top 14%
Economic stability
83 · Top 4%
vs58 · Bottom 45%
Measured values
| Metric | Ramsey | Jersey City | Source period |
|---|---|---|---|
| Population | 14,805 | 294,078 | 2024 ACS 5-Year |
| Median household income | $160,996 | $97,710 | 2024 ACS 5-Year |
| Per capita income | $82,081 | $60,429 | 2024 ACS 5-Year |
| Population density | 2,690/sq mi | 19,940/sq mi | 2024 ACS 5-Year |
| Median home value | $697,300 | $566,900 | 2024 ACS 5-Year |
| Median gross rent | $2,245 | $2,007 | 2024 ACS 5-Year |
| Homeownership rate | 79.2% | 27.9% | 2024 ACS 5-Year |
| Unemployment rate | 3.8% | 4.2% | June 2026 |
| Employment change (year over year) | 1.5% | 1.6% | June 2026 |
| Bachelor's degree or higher | 67.0% | 54.8% | 2024 ACS 5-Year |
| Poverty rate | 4.3% | 15.6% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 14 | 2,657 | 12 months ending July 2026 |
| Permits per 1,000 residents | 0.9 | 9.0 | 12 months ending July 2026 |
| Permit change (year over year) | 0.0% | 39.1% | 12 months ending July 2026 |
| Average July high | 85°F | 87°F | 1991-2020 Normals |
| Average January low | 23°F | 26°F | 1991-2020 Normals |
| Annual precipitation | 44.9" | 46.6" | 1991-2020 Normals |
| Distance to major airport | 26 mi | 6 mi | NASR current cycle |
| Average commute | 34.5 min | 40.2 min | 2024 ACS 5-Year |
| Median age | 41.8 | 34.7 | 2024 ACS 5-Year |
| Public schools | 5 | 53 | 2024-25 school year |
| Students per teacher | 9.51 | 12.29 | 2024-25 school year |
| Math proficiency | 48.2% | 18.1% | 2019-20 school year |
| Reading proficiency | 66.4% | 39.4% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 7.3% | 65.7% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Ramsey
Elevated or high exposure: coastal flooding, earthquake.
Jersey City
Elevated or high exposure: inland flooding, coastal flooding.
Your best match
Weight what matters to you. Your preferences stay in this browser and never change either Area Score.
Ramsey
73
Your Score
71
Area Score
Jersey City
64
Your Score
61
Area Score
Select your priorities to see which of the two fits them better.
Full profiles: Ramsey, NJ · Jersey City, NJ · How this is calculated: methodology