Oakley receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Oakley
San Mateo
Opportunity
52 · Bottom 42%
vs67 · Top 28%
Growth
74 · Top 11%
vs31 · Bottom 19%
Climate
89 · Top 8%
vs89 · Top 8%
Physical resilience
23 · Bottom 17%
vs37 · Bottom 30%
Housing affordability
80 · Bottom 49%
vs41 · Bottom 5%
Access
89 · Bottom 40%
vs99 · Top 8%
Economic stability
77 · Top 13%
vs68 · Top 33%
Measured values
| Metric | Oakley | San Mateo | Source period |
|---|---|---|---|
| Population | 45,183 | 103,105 | 2024 ACS 5-Year |
| Median household income | $137,677 | $153,504 | 2024 ACS 5-Year |
| Per capita income | $46,053 | $84,247 | 2024 ACS 5-Year |
| Population density | 2,848/sq mi | 8,497/sq mi | 2024 ACS 5-Year |
| Median home value | $660,200 | $1,618,700 | 2024 ACS 5-Year |
| Median gross rent | $1,953 | $3,077 | 2024 ACS 5-Year |
| Homeownership rate | 78.8% | 49.9% | 2024 ACS 5-Year |
| Unemployment rate | 4.5% | 3.6% | June 2026 |
| Employment change (year over year) | -1.8% | -0.9% | June 2026 |
| Bachelor's degree or higher | 24.3% | 57.8% | 2024 ACS 5-Year |
| Poverty rate | 6.1% | 8.2% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 187 | 98 | 12 months ending July 2026 |
| Permits per 1,000 residents | 4.1 | 1.0 | 12 months ending July 2026 |
| Permit change (year over year) | 139.7% | -34.7% | 12 months ending July 2026 |
| Average July high | 88°F | 73°F | 1991-2020 Normals |
| Average January low | 41°F | 45°F | 1991-2020 Normals |
| Annual precipitation | 16.1" | 19.6" | 1991-2020 Normals |
| Distance to major airport | 26 mi | 5 mi | NASR current cycle |
| Average commute | 43.6 min | 28.6 min | 2024 ACS 5-Year |
| Median age | 36.6 | 38.3 | 2024 ACS 5-Year |
| Public schools | 11 | 19 | 2024-25 school year |
| Students per teacher | 22.70 | 20.71 | 2024-25 school year |
| Free or reduced-price lunch eligibility | 45.0% | 37.9% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Oakley
Elevated or high exposure: earthquake, inland flooding.
San Mateo
Elevated or high exposure: earthquake, inland flooding.
Full profiles: Oakley, CA · San Mateo, CA · How this is calculated: methodology