Chelsea receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Lynn
Chelsea
Opportunity
48 · Bottom 33%
vs51 · Bottom 40%
Growth
53 · Top 44%
vs53 · Top 45%
Climate
63 · Bottom 27%
vs65 · Bottom 36%
Physical resilience
78 · Top 27%
vs97 · Top 1%
Housing affordability
46 · Bottom 7%
vs35 · Bottom 3%
Schools
23 · Bottom 14%
vs21 · Bottom 12%
Access
99 · Top 14%
vs99 · Top 14%
Economic stability
60 · Top 50%
vs56 · Bottom 41%
Measured values
| Metric | Lynn | Chelsea | Source period |
|---|---|---|---|
| Population | 101,709 | 39,908 | 2024 ACS 5-Year |
| Median household income | $75,043 | $72,179 | 2024 ACS 5-Year |
| Per capita income | $35,598 | $32,986 | 2024 ACS 5-Year |
| Population density | 9,471/sq mi | 17,985/sq mi | 2024 ACS 5-Year |
| Median home value | $510,100 | $493,500 | 2024 ACS 5-Year |
| Median gross rent | $1,722 | $1,956 | 2024 ACS 5-Year |
| Homeownership rate | 48.1% | 26.0% | 2024 ACS 5-Year |
| Unemployment rate | 4.5% | 4.5% | June 2026 |
| Employment change (year over year) | -1.7% | -1.5% | June 2026 |
| Bachelor's degree or higher | 24.1% | 22.2% | 2024 ACS 5-Year |
| Poverty rate | 13.8% | 20.7% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 229 | 80 | 12 months ending July 2026 |
| Permits per 1,000 residents | 2.3 | 2.0 | 12 months ending July 2026 |
| Permit change (year over year) | 32.4% | 15.9% | 12 months ending July 2026 |
| Average July high | 82°F | 82°F | 1991-2020 Normals |
| Average January low | 20°F | 23°F | 1991-2020 Normals |
| Annual precipitation | 44.9" | 43.6" | 1991-2020 Normals |
| Distance to major airport | 8 mi | 3 mi | NASR current cycle |
| Average commute | 33.8 min | 36.2 min | 2024 ACS 5-Year |
| Median age | 36.5 | 34.4 | 2024 ACS 5-Year |
| Public schools | 28 | 11 | 2024-25 school year |
| Students per teacher | 12.25 | 12.18 | 2024-25 school year |
| Math proficiency | 13.4% | 11.7% | 2019-20 school year |
| Reading proficiency | 25.7% | 23.8% | 2019-20 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Lynn
Elevated or high exposure: coastal flooding, earthquake, hurricane.
Chelsea
Elevated or high exposure: hurricane.
Full profiles: Lynn, MA · Chelsea, MA · How this is calculated: methodology