Signals
Lockhart
St. Cloud
Opportunity
55 · Bottom 48%
vs58 · Top 46%
Climate
80 · Top 17%
vs80 · Top 18%
Physical resilience
47 · Bottom 37%
vs19 · Bottom 12%
Housing affordability
67 · Bottom 29%
vs71 · Bottom 36%
Schools
20 · Bottom 11%
vs50 · Bottom 48%
Access
96 · Top 32%
vs97 · Top 22%
Economic stability
55 · Bottom 39%
vs60 · Bottom 49%
Measured values
| Metric | Lockhart | St. Cloud | Source period |
|---|---|---|---|
| Population | 15,371 | 65,130 | 2024 ACS 5-Year |
| Median household income | $69,602 | $83,174 | 2024 ACS 5-Year |
| Per capita income | $30,173 | $31,724 | 2024 ACS 5-Year |
| Population density | 3,466/sq mi | 2,233/sq mi | 2024 ACS 5-Year |
| Median home value | $264,800 | $356,200 | 2024 ACS 5-Year |
| Median gross rent | $1,658 | $1,683 | 2024 ACS 5-Year |
| Homeownership rate | 65.1% | 72.5% | 2024 ACS 5-Year |
| Unemployment rate | 4.5% | 5.1% | June 2026 |
| Employment change (year over year) | 0.4% | 0.4% | June 2026 |
| Bachelor's degree or higher | 28.2% | 31.6% | 2024 ACS 5-Year |
| Poverty rate | 17.9% | 10.1% | 2024 ACS 5-Year |
| Average July high | 92°F | 92°F | 1991-2020 Normals |
| Average January low | 52°F | 50°F | 1991-2020 Normals |
| Annual precipitation | 51.5" | 51.4" | 1991-2020 Normals |
| Distance to major airport | 16 mi | 14 mi | NASR current cycle |
| Average commute | 32.0 min | 38.0 min | 2024 ACS 5-Year |
| Median age | 36.1 | 36.0 | 2024 ACS 5-Year |
| Public schools | 8 | 15 | 2024-25 school year |
| Students per teacher | 14.01 | 18.89 | 2024-25 school year |
| Math proficiency | 34.4% | 56.1% | 2019-20 school year |
| Reading proficiency | 29.3% | 55.6% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 69.3% | 46.4% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Lockhart
Elevated or high exposure: strong wind, hurricane.
St. Cloud
Elevated or high exposure: strong wind, hurricane.
Full profiles: Lockhart, FL · St. Cloud, FL · How this is calculated: methodology