Live Oak and Universal City receive effectively the same standardized Area Score. Which fits you better depends on which dimensions you weight — the differences below are where they actually diverge.
Signals
Live Oak
Universal City
Opportunity: Live Oak is the more favorable of the two.
Opportunity
54 · Bottom 46%
vs54 · Bottom 44%
Growth: Live Oak is the more favorable of the two.
Growth
54 · Top 43%
vs47 · Bottom 44%
Climate
72 · Top 42%
vs72 · Top 42%
Physical resilience: Live Oak is the more favorable of the two.
Physical resilience
46 · Bottom 36%
vs46 · Bottom 36%
Housing affordability: Universal City is the more favorable of the two.
Housing affordability
84 · Top 45%
vs86 · Top 41%
Access
97 · Top 29%
vs97 · Top 29%
Economic stability: Live Oak is the more favorable of the two.
Economic stability
76 · Top 15%
vs71 · Top 26%
Measured values
| Metric | Live Oak | Universal City | Source period |
|---|---|---|---|
| Population | 15,984 | 20,189 | 2024 ACS 5-Year |
| Median household income | $79,696 | $74,811 | 2024 ACS 5-Year |
| Per capita income | $41,485 | $40,600 | 2024 ACS 5-Year |
| Population density | 3,360/sq mi | 3,579/sq mi | 2024 ACS 5-Year |
| Median home value | $246,300 | $269,600 | 2024 ACS 5-Year |
| Median gross rent | $1,634 | $1,315 | 2024 ACS 5-Year |
| Homeownership rate | 57.9% | 57.5% | 2024 ACS 5-Year |
| Unemployment rate | 4.8% | 4.8% | June 2026 |
| Employment change (year over year) | -1.0% | -1.0% | June 2026 |
| Bachelor's degree or higher | 32.1% | 33.6% | 2024 ACS 5-Year |
| Poverty rate | 5.5% | 8.8% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 44 | 20 | 12 months ending July 2026 |
| Permits per 1,000 residents | 2.8 | 1.0 | 12 months ending July 2026 |
| Permit change (year over year) | -17.0% | 0.0% | 12 months ending July 2026 |
| Average July high | 96°F | 96°F | 1991-2020 Normals |
| Average January low | 41°F | 41°F | 1991-2020 Normals |
| Distance to major airport | 8 mi | 10 mi | NASR current cycle |
| Average commute | 22.5 min | 28.2 min | 2024 ACS 5-Year |
| Median age | 35.7 | 37.1 | 2024 ACS 5-Year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Live Oak
Elevated or high exposure: hail.
Universal City
Elevated or high exposure: hail.
Your best match
Weight what matters to you. Your preferences stay in this browser and never change either Area Score.
Live Oak
69
Your Score
63
Area Score
Universal City
67
Your Score
62
Area Score
Select your priorities to see which of the two fits them better.
Full profiles: Live Oak, TX · Universal City, TX · How this is calculated: methodology