Lino Lakes receives the higher standardized Area Score. That reflects AreaProfile's weighting, not a judgment about which place is better to live in.
Signals
Lino Lakes
Ham Lake
Opportunity
49 · Bottom 34%
vs47 · Bottom 31%
Growth
55 · Top 41%
vs53 · Top 45%
Climate
54 · Bottom 3%
vs54 · Bottom 3%
Physical resilience
64 · Top 44%
vs57 · Bottom 48%
Housing affordability
98 · Top 13%
vs92 · Top 26%
Schools
69 · Top 28%
vs80 · Top 14%
Access
91 · Bottom 46%
vs87 · Bottom 33%
Economic stability
81 · Top 5%
vs76 · Top 16%
Measured values
| Metric | Lino Lakes | Ham Lake | Source period |
|---|---|---|---|
| Population | 22,113 | 16,702 | 2024 ACS 5-Year |
| Median household income | $127,181 | $120,135 | 2024 ACS 5-Year |
| Per capita income | $53,392 | $53,119 | 2024 ACS 5-Year |
| Population density | 784/sq mi | 485/sq mi | 2024 ACS 5-Year |
| Median home value | $407,200 | $442,500 | 2024 ACS 5-Year |
| Median gross rent | $1,874 | $1,173 | 2024 ACS 5-Year |
| Homeownership rate | 92.1% | 93.7% | 2024 ACS 5-Year |
| Unemployment rate | 4.7% | 4.7% | June 2026 |
| Employment change (year over year) | -2.0% | -2.0% | June 2026 |
| Bachelor's degree or higher | 43.1% | 36.9% | 2024 ACS 5-Year |
| Poverty rate | 2.7% | 4.0% | 2024 ACS 5-Year |
| Housing units permitted (12 months) | 122 | 46 | 12 months ending July 2026 |
| Permits per 1,000 residents | 5.5 | 2.8 | 12 months ending July 2026 |
| Permit change (year over year) | -19.7% | 21.1% | 12 months ending July 2026 |
| Average July high | 83°F | 83°F | 1991-2020 Normals |
| Average January low | 7°F | 7°F | 1991-2020 Normals |
| Annual precipitation | 30.7" | 30.7" | 1991-2020 Normals |
| Distance to major airport | 20 mi | 26 mi | NASR current cycle |
| Average commute | 26.7 min | 31.5 min | 2024 ACS 5-Year |
| Median age | 41.5 | 43.8 | 2024 ACS 5-Year |
| Public schools | 20 | 7 | 2024-25 school year |
| Students per teacher | 17.62 | 17.75 | 2024-25 school year |
| Math proficiency | 59.2% | 68.2% | 2019-20 school year |
| Reading proficiency | 60.4% | 65.6% | 2019-20 school year |
| Free or reduced-price lunch eligibility | 27.4% | 20.3% | 2024-25 school year |
A bolded value is the more favorable of the two where the metric has a clear direction. Metrics like population and density have no inherent better or worse and are shown unweighted.
Physical risk tradeoff
Lino Lakes
Elevated or high exposure: strong wind, hail.
Ham Lake
Elevated or high exposure: strong wind, hail, inland flooding.
Your best match
Weight what matters to you. Your preferences stay in this browser and never change either Area Score.
Lino Lakes
70
Your Score
65
Area Score
Ham Lake
68
Your Score
64
Area Score
Select your priorities to see which of the two fits them better.
Full profiles: Lino Lakes, MN · Ham Lake, MN · How this is calculated: methodology